Category: Finance

How to Open an Account in Seedbox PH

Post author By Belle
Post date October 20, 2022

Seedbox PH is an online investing platform where you can have access to invest in managed funds of the leading asset management company in the country.

ATRAM offers mutual funds and UTIF products to choose from:

ATRAM Alpha Opportunity Fund, Inc.
ATRAM Philippine Equity Smart Index Fund – UITF
ATRAM Total Return Peso Bond Fund – UITF
ATRAM Peso Money Market Fund – UITF
ATRAM Global Technology Feeder Fund – UITF
ATRAM Corporate Bond Fund, Inc.
ATRAM Unicapital Diversified Growth Fund, Inc.
ATRAM Philippine Balanced Fund, Inc.
ATRAM Philippine Equity Opportunity Fund, Inc.
ATRAM Global Financials Feeder Fund PHP – UITF
ATRAM Global Consumer Trends Feeder Fund – UITF
ATRAM Philippine Sustainable Development and Growth Fund – UITF
ATRAM Global Bond Income Feeder Fund – UITF
ATRAM Global Equity Opportunity Feeder Fund PHP – UITF
ATRAM Global Health Care Feeder Fund – UITF
ATRAM Global Infra Equity Feeder Fund – UITF

Mutual funds are regulated by Securities and Exchange Commission (SEC) and UTIFs are under Bangko Sentral ng Pilipinas (BSP).

Seedbox PH is making investing process easier than ever. No need to go to bank to just sign up and wait for them to get your account ready. You can go to their website and open an account within 10 minutes.

How to Open an Account in Seedbox PH

In the homepage of Seedbox, select Sign up and enter your details

2. You will receive an OTP in your email

3. You will have a prompt message that Your account is now registered

4. You will need to complete the Know-Your-Customer or KYC

Personal Info

Address Info

Professional Details

CSA (Client Suitability Assessment)

PEP Declaration

FATCA

Upload Documents

Settlement Info

5. After completing the KYC your account will be fully verified.

If you have any questions, you can email support@seedbox.ph or you can call (02) 8814-7800.

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Finance

How to Set a Reminder for Ginvest in GCash

Post author By Belle
Post date October 18, 2022

If you just started investing with GInvest in GCash, we highly recommend setting up your reminder even when you get really busy so you won’t forget to add funds to your account.

How to Set a Reminder for Ginvest in GCash

Go to GInvest

2. Scroll down and you will see the Set Reminder

3. Select when you want to be reminded, amount and confirm

This is an example of the text you will receive as a reminder:

Tags gcash, how to

Finance

How to Invest using GCash

Post author By Belle
Post date October 16, 2022

If you want to start investing with low capital but don’t have an idea of what it should be and where to start. There’s now an easy way with GCash, in a simple tap of your fingertips you can start investing in the Philippine Stock Exchange and New York Stock Exchange with the multiple funds they are offering patterned with ATRAM Securities.

You can start investing as low as P50! You can do it on a weekly, monthly, or quarterly basis, it’s up to you. You can also set a reminder and you will receive a text from them.

How to Invest using GCash

Go to GCash app

Choose Ginvest

Select View Investment Products

As of writing, there are 7 available funds to choose from then check the fund you would like to invest in:

ALFM Global Multi-Asset Income Fund inc
Philippine Stock Index Fund
ATRAM Peso Money Market Fund
ATRAM Global Consumer Trends Feeder Fund
ATRAM Total Return Peso Bond Fund
ATRAM Global Technology Feeder Fund
ATRAM Philippine Equity Smart Index Fund

Tap on Buy and Enter the amount and it will show you the confirmation, the approximate NAVPU you will get

6. Tap on Agree and Confirm

7. After the transaction, you will receive a confirmation

For more questions and information, you may visit their website GCash, call their hotline via 2882, or you may also submit a ticket to the help center via the GCash app.

Tags gcash, how to

Finance

5 Practical Money Management Tips

Post author By Belle
Post date October 15, 2022

Image by Pixabay via Pexels

Managing your money is not an easy task. You need to earn money first then save it and invest it. At the same time, you need to handle it well so you won’t end up broke.

We want to help you have a more effective and efficient ways in how to manage your money.

1. Set financial goals

You can list your personal financial goals for the year then divide it per month. This method can help you become hyperfocused into what financial goal you want to achieve in that specific month. Also it will serve as a guide into how you will budget your income to attain and maximize your other financial goals whether it is short term or long term such as savings and investment.

2. Create a budget

Before receiving your salary, it would be better if you can budget it first. You can start with 80% for expenses that can include your budget for rent, bills, food, transportation, and insurance while 20% for savings there no such thing as a small savings but you can also increase it slowly.

3. Build an emergency fund

You can start as low as P500 per month and you can save P6000 in a year as your starter emergency fund. It may be small at first but you can work to increase it month by month.

4. Pay your debts

One of the recommend ways to get out of debt is prioritize the debt with high interest then you can proceed to the next debt with the highest interest and so on. Debt can be a cycle but you have the choice to work on your budget in order for you to get out of it.

5. Educate yourself in the basics of finance

Read personal finance books. You can also start research on the internet about the basics of finance from income, budgeting, credit cards, savings, investing, insurance, to estate planning.

Tags Money Management

Finance Life Hacks

How to Cash in GCash For Free

Post author By Belle
Post date July 17, 2022

GCash is the leading fintech company in the Philippines. There are 60 million users of GCash in the Philippines who are now using it in their daily transactions from sending payments, cashless transactions, receiving remittances from overseas, buying load, banker transfer, paying bills, digital banking with GSave, purchasing insurance with GInsure, investing with GInvest and even credit line GCredit. GCash has a lot to offer to make the lives of Filipinos more convenient and cost-efficient.

Is there a way to cash in for free with Gcash?

Last 2020, Gcash updated their cash in the policy and there are now charges and transaction fees depending on what service you are going to use. But hey, we got you! We have found a workaround so you can still cash in for FREE.

You have to link your BPI account to your GCash:

Go to the GCash app
Choose Cash In
Select Manage from My Linked Accounts
Tap on BPI and provide your Bank Account details
Once your BPI account is successfully linked, you can experience free real-time cash-in at any time.

To Cash In from BPI to GCash

Go to the GCash app

How to Cash in GCash For Free - Life Guide PH 1

2. Select Cash In and select BPI

How to Cash in GCash For Free - Life Guide PH 2

Enter the amount and tap confirm the amount

How to Cash in GCash For Free - Life Guide PH 3

4. You will receive an OTP that you need to enter and after it is successful you will receive a message from GCash about your updated balance.

How to Cash in GCash For Free - Life Guide PH 4

To Cash In from Unionbank to GCash

Go to the GCash app

2. Select Cash In and select Unionbank

How to Cash in GCash For Free - Life Guide PH 5

3. Enter the amount and tap confirm the amount

How to Cash in GCash For Free - Life Guide PH 6

4. You will receive an OTP that you need to enter and after it is successful you will receive a message from GCash about your updated balance.

How to Cash in GCash For Free - Life Guide PH 7

Fees are subject to change at the discretion of GCash. For more questions and information, you may visit their website GCash, call their hotline via 2882, or you may also submit a ticket to the help center via the GCash app.

Tags gcash, how to