Tag: government

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Finance

How to Invest in Retail Treasury Bonds RTB29

Invest in your future today with the Retail Treasury Bond (RTB 29) and secure your financial security. As low as P5,000 for minimum investment andyou can earn a whopping 6.125% gross (4.90% net) per annum, with quarterly interest payments for the 5.5-year term.

What is Retail Treasury Bonds RTB29?

RTBs are medium- to long-term debt instruments issued by the Republic of the Philippines (“ROP”) through the Bureau of the Treasury (“BTr”). The Treasury Bonds are part of the government’s savings mobilization program, which aims to make government securities available to retail investors; therefore, the name Retail Treasury Bonds. RTBs are fixed-income securities that pay a predetermined annual interest rate with the guarantee of returning the principal at the end of the term.

Don’t wait too long, this offer is only available until February 17, 2023, or until the Bureau of Treasury decides otherwise.

To invest in Retail Treasury Bonds RTB29 :

  1. Download BONDS.‌PH app from Google Play Store or the App Store
  2. Create an account and confirm it
  3. After confirming, click “Cash In” and pick your desired payment method.
  4. Confirm the amount you want to cash in
  5. After everything is complete, click “Buy,” choose the bond you wish to buy, and finish the transaction.

So what are you waiting for? Secure your financial future and make your money work for you with Retail Treasury Bond (RTB 29).

Categories
Finance

Latest SSS Contribution Table 2023

SSS (Social Security System) is a government-run social insurance program is your ticket to peace of mind and stability in case of life’s unexpected twists and turns. The SSS collects contributions from its members and invests these funds to provide social security benefits and services. Whether you’re an employee or self-employed, the SSS has got you covered with its wide range of benefits including sickness, maternity, disability, retirement, and death benefits.

Here’s the new SSS Contribution Table for 2023:

Regular Employers and Employees

Self-Employed Members

Voluntary Members and Non-Working Spouse

Household Employers and Kasambahay

Source: SSS

Categories
Adulting

How to Get PSA Birth Certificate Online

Say goodbye to long queues and endless paperwork. Getting your PSA birth certificate has never been easier! Thanks to the power of the internet, you can now get your hands on one of the most important documents of your life without ever leaving your couch. Yes, you read that right – from the comfort of your own home, you can now get your PSA birth certificate with just a few clicks.

To get a PSA (Philippine Statistics Authority) birth certificate online, you can follow these steps:

  1. Go to the “PSAserbilis website“

2. Select “Birth Certificate” from the list of available documents.

3. Fill out the required information, including the full name of the person on the certificate, date of birth, and place of birth.

4. You have the option to send it to an embassy or government agency

5. Choose the delivery option and provide the necessary details.

6. The delivery options are from 2Go Express, LBC Express, PHLPost, DHL Express.

7. Review the summary of your request

8. The price is from PHP 330.00 per copy and USD 20.30 per copy for the delivery destinations outside the Philippines.

9. Pay the fee, which can be done through credit/debit card, Gcash, Grabpay, Shopeepay, or over-the-counter payment at any Bayad Center.

10. Wait for the PSA to process your application and deliver the certificate to your address.

By following these easy steps, getting your PSA birth certificate has never been more convenient. So, instead of wasting another minute standing in line, let’s embrace technology and get our hands on this important document from the comfort of our own homes. Plus, think of all the time and energy you’ll save, you can use that to catch up on your favorite shows or enjoy a well-deserved sleep.

Stay ahead of the curve is what it’s all about!

Categories
Finance

Latest Philhealth Contribution Table 2023

PhilHealth (Philippine Health Insurance Organization) is a government-owned and managed corporation tasked with making healthcare reasonable and accessible to all Filipino residents.

For the year 2023, the PhilHealth premium contribution rate shall remain at 4%. Pursuant to a memorandum issued by the Office of the President, the implementation of the new premium contribution rates and income ceiling for PhilHealth has been temporarily suspended as the Philippine population continues to face economic hardships resultant of the COVID-19 pandemic.

Here’s the Philhealth Contribution Table for 2023:

For Employed Members and Employers

For Self-Employed and Voluntary Members

For Kasambahay

For OFW

Source: Philhealth

Categories
Adulting

Full List of Valid IDs in the Philippines

As a young adult in the Philippines, you must have a valid government-issued identity document. Having one grants you access to a variety of services and activities, from processing documents, applying for a job, opening a bank account, getting a loan, and even voting. We will provide you a list of the most generally recognized IDs in the Philippines as primary and secondary.

Here is a list of valid identification documents in the Philippines:

Primary IDs

ID TypeValidityGovernment Agency
Philippine Passport10 years DFA (Department of Foreign Affairs)
UMID (Unified Multi-Purpose ID)LifetimeSingle ID Card of all SSS, GSIS, Philhealth and PAG-IBIG Members
SSS Card LifetimeSSS (Social Security System)
GSIS CardLifetimeGSIS (Government Service Insurance System)
PRC ID 3 yearsPRC (Professional Regulation Commission)
Driver’s License Student Permit for 1 year
Non-Professional for 3 years
Professional for 5 years or 10 years		LTO (Land Transportation Office)
National IDLifetimePSA (Philippine Statistics Authority)
Voter’s ID LifetimeCOMELEC (Commission on Election)
Senior Citizen IDLifetimeOffice for Senior Citizens Affairs

Secondary IDs

ID TypeValidityGovernment Agency
NBI Clearance1 yearNBI (National Bureau of Investigation)
Police Clearance6 monthsPNP (Philippine National Police)
Barangay Certification6 monthsBarangay Hall
Community Tax Certificate (Cedula)1 yearBarangay Hall
TIN ID Lifetime BIR (Tax Identification Number ID)
PhilHealth IDLifetime Philhealth
Voter’s IDLifetime COMELEC
Postal ID3 yearsPHLPost (Philippine Postal Corporation)
Solo Parent ID LifetimeDSWD (Department of Social Welfare and Development)
PWD ID Card5 yearsPDAO (Persons with Disability Office)
Seaman’s Book10 yearsMARINA (Maritime Industry Authority)
Seafarer’s ID5 yearsMARINA (Maritime Industry Authority)
OFW IDLifetime POEA (Philippine Overseas Employment Association)
OWWA ID2 yearsOWWA (Overseas Workers Welfare Administration)
Student IDDependsSchools
Company IDDependsPrivate companies

Whether you’re looking for a convenient all-in-one ID or a more specialized one for a specific purpose, there’s a valid ID out there for everyone. Select the one that best meets your need and be ready to take the first step towards it. Take your time conducting research, gathering essential paperwork, and making the application process as stress-free as possible.