Categories
Legal Forms

Affidavit of Cohabitation

JOINT AFFIDAVIT OF COHABITATION

REPUBLIC OF THE PHILIPPINES)
                           ) S.S.


We, (NAME OF MAN) and (NAME OF WOMAN), both of legal age, Filipino, single but living together, and residents of (Place of Residence), after having been duly sworn to in accordance with law, depose and state THAT:

1.    We have been living together as husband and wife under the same roof, continuously and without any interruption, since (Date), or a period of more than a year;

2.    During our cohabitation and even until the present, we remain both of single status and, hence, there exists no legal impediment for us to marry each other;

3.    We have (number of children) children;
           
4.    We are executing this affidavit to attest to the foregoing facts and for the purposes of proving the nature of our relationship, and for whatever legal purpose this may serve.

IN WITNESS WHEREOF, we have hereunto set our hands this (Date) in (Place), Philippines.




                      (NAME OF MAN)
                         Affiant

 

 
                    (NAME OF WOMAN)
                         Affiant

        SUBSCRIBED AND SWORN TO before me this (Date) at (Place), Philippines, affiants showing to me their respective IDs stated above.



                                                      Notary Public

Doc. No. _____;
Page No. _____;
Book No. _____;
Series of 20__. 



Categories
Legal Forms

Affidavit of Change of Address

AFFIDAVIT OF NO IMPROVEMENT

REPUBLIC OF THE PHILIPPINES)
                           ) S.S.


         I, (Name), of legal age, Filipino, married and a resident of (Address), after having been duly sworn to in accordance with law, depose and state that my old residential address, to wit:

                          Old Address
                    (PLACE OF OLD ADDRESS)

Was on the (Date of Change of Address) changed to:

                          New Address
              (PLACE OF NEW ADDRESS – UNDERLINE)
 
I am executing this Affidavit to attest to the truth of the foregoing and for whatever legal purpose this may serve.

IN WITNESS WHEREOF, I have hereunto set my hand this (Date) in (Place), Philippines.

                                                (Name)
                                                Affiant

    SUBCRIBED AND SWORN TO before me this (Date) in (Place), Philippines by (Name of Affiant) affiant exhibiting to me his Competent Evidence of Identity by way of Passport Identification(ID Number) issued on (Date) in(Place).

                                                      Notary Public

Doc. No. _____;
Page No. _____;
Book No. _____;
Series of 20__. 



Categories
Adulting

How Do You Define Success in Life

How Do You Define Success in Life - Life Guide PH

I saw this post on Facebook on a peaceful Sunday morning. I thought to myself, do I feel this way too? I tried to ponder where am I now at 26?

As I scroll, I saw people from high school starting their families or getting married, others getting their promotions, and also saw random influencers living their best lives flexing their new luxury handbag.

However, I recalled that their definition of success is different from mine. I don’t want what they have… what I want is to make sure that I’m setting up myself for the greater good during my 20’s and I can enjoy my 30’s living the life that I want.

Define success on your own terms not into what society is telling you.

Categories
Finance Life Hacks

How to Cash in GCash For Free

How to Cash in GCash For Free - Life Guide PH

GCash is the leading fintech company in the Philippines. There are 60 million users of GCash in the Philippines who are now using it in their daily transactions from sending payments, cashless transactions, receiving remittances from overseas, buying load, banker transfer, paying bills, digital banking with GSave, purchasing insurance with GInsure, investing with GInvest and even credit line GCredit. GCash has a lot to offer to make the lives of Filipinos more convenient and cost-efficient.  

Is there a way to cash in for free with Gcash?

Last 2020, Gcash updated their cash in the policy and there are now charges and transaction fees depending on what service you are going to use. But hey, we got you! We have found a workaround so you can still cash in for FREE.

You have to link your BPI account to your GCash:

  1. Go to the GCash app
  2. Choose Cash In
  3. Select Manage from My Linked Accounts
  4. Tap on BPI and provide your Bank Account details
  5. Once your BPI account is successfully linked, you can experience free real-time cash-in at any time.

To Cash In from BPI to GCash

  1. Go to the GCash app
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2. Select Cash In and select BPI

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  1. Enter the amount and tap confirm the amount
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4. You will receive an OTP that you need to enter and after it is successful you will receive a message from GCash about your updated balance. 

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To Cash In from Unionbank to GCash

  1. Go to the GCash app
How to Cash in GCash For Free - Life Guide PH 4


2. Select Cash In and select Unionbank

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3. Enter the amount and tap confirm the amount

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4. You will receive an OTP that you need to enter and after it is successful you will receive a message from GCash about your updated balance. 

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Fees are subject to change at the discretion of GCash. For more questions and information, you may visit their website GCash, call their hotline via 2882, or you may also submit a ticket to the help center via the GCash app.

Categories
Finance Life Hacks

How to Automate Bank Transfer in the Philippines

Have you heard that you can automate your bank transfer?

There are two banks in the Philippines that are offering automated transfers but they usually call them as scheduled transfers. We tried and test it with BPI and Unionbank. It’s only P10 with BPI and free with Unionbank with PesoNet.

This feature is a lifesaver so you won’t need to redo this every payday to make sure you are putting money into your savings account and emergency fund. Automating this task so you can do this once and it can save you time in the future.

Here are the steps:

BPI Scheduled Transaction

1. Log in to your BPI account

How to Automate Bank Transfer in the Philippines - Life Guide PH

2. On the left side select other services.

How to Automate Bank Transfer in the Philippines - Life Guide PH 1

3. Under transactions, choose managed scheduled transactions and create scheduled transactions: transfer money.

How to Automate Bank Transfer in the Philippines - Life Guide PH 2
How to Automate Bank Transfer in the Philippines - Life Guide PH 3

4. You will be shown three (6) fields that you need to fill out:

  • Transfer from: (select the account)
  • Transfer amount
  • Transfer to: (transfer to own or 3rd party)
  • Frequency: (one time, monthly, quarterly)
  • Start date:
  • Number of transfer
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How to Automate Bank Transfer in the Philippines - Life Guide PH 5

NOTE: This is a real time fund transfer.

Unionbank Scheduled Transfer

  1. Log in to your Unionbank account
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2. On your dashboard tap to send money.

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3. Choose the type of bank and send money via PesoNet (cut off):

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4. You need to fill out:

  • Bank Name (choose from the list of banks available)
  • Bank Account Number (type-in your account number *not the card number*
  • Bank Account Name
  • Amount
  • Date
  • Repeat and Frequency: (daily, weekly, every 2 weeks, monthly, quarterly, semi-annually, annually)
  • End date: (never or select a particular date)
  • Purpose
How to Automate Bank Transfer in the Philippines - Life Guide PH 9
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5. Tap on transfer

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NOTE: Unionbank offers free fund transfers and same day crediting before 3PM on banking days with Pesonet. Transactions done after 3PM or on weekends or holidays will be processed on the next banking day.