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Finance Life Hacks

How to Shop and Earn with Shopback

Shopback Philippines is a cashback service that allows customers to earn money when they buy from partner stores via the Shopback website or mobile app.

Shopback collaborates with a wide range of companies, including Shopee, Lazada, Foodpanda, Agoda, Zalora, SHEIN, Watsons, and many more. Customers may save money by receiving rewards on their purchases that can then be withdrawn as cash or you can use to make future purchases.

Simply follow these steps to shop and earn money with Shopback:

  1. Create a Shopback account by visiting their website or downloading their mobile app.
  2. Search through numerous merchants and select the one from whom you want to make a purchase and the cashback percentage will be shown.
  3. Click the “Shop Now” button and it will redirect you to the store’s website or app, where you can complete with your usual transaction.
  4. A portion of your purchase value will be credited to your Shopback account as cashback, and after confirmation by the merchant, it will be available for withdrawal.
  5. You can withdraw your earnings to your chosen bank account or e-wallet transfer for a minimum of P200.

Sign up now and earn P100 using our link.

Categories
Finance

How to Make Money Online in 2023

People now have a number of chances to generate money online thanks to the internet. There are various methods to make money in 2023 from the convenience of your home.

Here are a few ways to get started to make money online in 2023:

  1. Create a blog or website: If you enjoy writing, blogging might be a terrific way to earn money online. You may monetise your site by running advertisements, using affiliate marketing, or selling things or services.
  2. As an affiliate marketer, you may advertise other people’s items while earning a commission on each transaction. This might be an excellent approach to generate money without having to develop your own items.
  3. Sell things online: E-commerce is growing increasingly popular, and there are several sites where you may sell your own products online, such as Shopee and Lazada. This might be an excellent method to transform your pastime into a profitable company.
  4. Provide online services: If you have a talent or knowledge, you may sell it online. Virtual assistants are in great demand on freelancing platforms such as Upwork and OLJ.
  5. Invest in the stock market: Investing in the stock market may be a terrific long-term method to make money. With the development of internet trading platforms, investing in the stock market from the comfort of your own home is now easier than ever.
  6. Online tutoring or teaching: If you are an expert in a specific field, you can work as an online tutor or instructor. 51talk and Rarejob are excellent places to start.
  7. Create and sell online courses: If you have subject matter knowledge, you may create and sell online courses. Udemy and Coursera are two of the most popular e-learning platforms.

Finding something you are passionate about and turning it into a business is the key to making money online. You may make your desire of earning money online a reality with a little bit of time, effort, and perseverance.

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Finance

Latest BIR Income Tax Rates 2023 Philippines

Another year, another tax season.

Taxpayers will start seeing additional personal income tax reductions on January 1st, 2023, thanks to the implementation of Republic Act 10963, also known as the Tax Reform for Acceleration and Inclusion (TRAIN) law.

Here’s the new Personal Income Tax Rates for 2023.

Source: BIR

Categories
Finance

How to Invest in Seedbox PH

Seedbox PH is making investing easy and accessible. It’s as easy as online shopping by adding to cart. They are offering variety of locally and internationally managed funds that you can start investing for as low as ₱‎1000.

They have mutual funds and UTIF products to choose from:

  • ATRAM Alpha Opportunity Fund, Inc.
  • ATRAM Philippine Equity Smart Index Fund – UITF
  • ATRAM Total Return Peso Bond Fund – UITF
  • ATRAM Peso Money Market Fund – UITF
  • ATRAM Global Technology Feeder Fund – UITF
  • ATRAM Corporate Bond Fund, Inc.
  • ATRAM Unicapital Diversified Growth Fund, Inc.
  • ATRAM Philippine Balanced Fund, Inc.
  • ATRAM Philippine Equity Opportunity Fund, Inc.
  • ATRAM Global Financials Feeder Fund PHP – UITF
  • ATRAM Global Consumer Trends Feeder Fund – UITF
  • ATRAM Philippine Sustainable Development and Growth Fund – UITF
  • ATRAM Global Bond Income Feeder Fund – UITF
  • ATRAM Global Equity Opportunity Feeder Fund PHP – UITF
  • ATRAM Global Health Care Feeder Fund – UITF
  • ATRAM Global Infra Equity Feeder Fund – UITF

Do your research before committing into the fund of your choice.

How to Invest in Seedbox PH
  1. In the homepage, select Products and Services

2. You will have 2 tabs in the product section Seedbox Package and ATRAM

3. For Seedbox Package you can choose depending on your risk appetite as an investor and it’s annual return rate

How to Invest in Seedbox PH 1

4. While for ATRAM, it will show their different products, NAV and yearly return rate

How to Invest in Seedbox PH 2

5. Select the fund that you want to invest in

Example if you have selected ATRAM Philippine Equity Opportunity Fund, Inc.

When you invest in ATRAM Philippine Equity Opportunity Fund, Inc. You will need a minimum subscription of P1,000 while for the next addition investment you can top up as low as P500.

6. You can review the product information, allocation, prospectus, fund fact sheets and performance to know more about the fund.

7. After you have done your due diligence, you can select the Buy and it will add to your cart.

How to Invest in Seedbox PH 4

8. Proceed to Check Out

How to Invest in Seedbox PH 5

9. They have 3 options for payment in 3 major banks: Metrobank, BPI, BDO

How to Invest in Seedbox PH 6

10. Enter the OTP

How to Invest in Seedbox PH 7

11. You will receive a summary subscription and the step how to settle your payment

How to Invest in Seedbox PH 8

12. After processing the payment, email the payment confirmation to [email protected]

13. They will send you confirmation message

How to Invest in Seedbox PH 9

If you have any questions, you can email [email protected] or you can call (02) 8814-7800.

Categories
Finance

How to Open an Account in Seedbox PH

Seedbox PH is an online investing platform where you can have access to invest in managed funds of the leading asset management company in the country.

ATRAM offers mutual funds and UTIF products to choose from:

  • ATRAM Alpha Opportunity Fund, Inc.
  • ATRAM Philippine Equity Smart Index Fund – UITF
  • ATRAM Total Return Peso Bond Fund – UITF
  • ATRAM Peso Money Market Fund – UITF
  • ATRAM Global Technology Feeder Fund – UITF
  • ATRAM Corporate Bond Fund, Inc.
  • ATRAM Unicapital Diversified Growth Fund, Inc.
  • ATRAM Philippine Balanced Fund, Inc.
  • ATRAM Philippine Equity Opportunity Fund, Inc.
  • ATRAM Global Financials Feeder Fund PHP – UITF
  • ATRAM Global Consumer Trends Feeder Fund – UITF
  • ATRAM Philippine Sustainable Development and Growth Fund – UITF
  • ATRAM Global Bond Income Feeder Fund – UITF
  • ATRAM Global Equity Opportunity Feeder Fund PHP – UITF
  • ATRAM Global Health Care Feeder Fund – UITF
  • ATRAM Global Infra Equity Feeder Fund – UITF

Mutual funds are regulated by Securities and Exchange Commission (SEC) and UTIFs are under Bangko Sentral ng Pilipinas (BSP).

Seedbox PH is making investing process easier than ever. No need to go to bank to just sign up and wait for them to get your account ready. You can go to their website and open an account within 10 minutes.

How to Open an Account in Seedbox PH

How to Open an Account in Seedbox
  1. In the homepage of Seedbox, select Sign up and enter your details
How to Open an Account in Seedbox 1

2. You will receive an OTP in your email

How to Open an Account in Seedbox 2

3. You will have a prompt message that Your account is now registered

How to Open an Account in Seedbox 3

4. You will need to complete the Know-Your-Customer or KYC

Personal Info

How to Open an Account in Seedbox 4

Address Info

How to Open an Account in Seedbox 5


Professional Details

How to Open an Account in Seedbox 6

CSA (Client Suitability Assessment)

How to Open an Account in Seedbox 7

PEP Declaration

How to Open an Account in Seedbox 8

FATCA

How to Open an Account in Seedbox 9

Upload Documents

How to Open an Account in Seedbox 10

Settlement Info

How to Open an Account in Seedbox 11

5. After completing the KYC your account will be fully verified.

If you have any questions, you can email [email protected] or you can call (02) 8814-7800.