Categories
Life Hacks

How to Shop at SM Markets Philippines

Attention, all savvy shoppers! Have you ever considered shopping at SM Markets from the comfort of your own home?

Yes, you may now shop at SM Markets! Say goodbye to long lines and crowded places and welcome to stress-free shopping.

You may explore a large choice of items, compare prices, and have your purchases delivered straight to your home with just a few clicks. Shopping has never been easier or less stressful! So sit back, relax, and enjoy the shopping experience!

Get ready to discover a whole new world of shopping possibilities at SM Markets Philippines online.

To shop online at SM Markets, you can follow these steps:

  1. Go to the SM Markets website and select the “Online Shopping” option from the menu.

2. Browse through the different categories of products, such as groceries, household items, and personal care products, to find the items you want to purchase.

3. Add the items to your shopping cart and proceed to the checkout page.

4. Enter your personal information, including your name, contact details, and delivery address, to complete the ordering process.

5. Choose your preferred payment method: Credit card, Gcash, Grabpay, or pay by link later.

6. Confirm your order and wait for an email or text message confirming the details of your purchase, and pick up or delivery date and time.

7. You can track your order using the provided reference number.

Shopping at SM Markets Philippine online is not just convenient, but also a time-saving solution for all your shopping needs. No more fighting for parking spots, waiting in long lines, or carrying heavy bags. You can now get everything you need with just a few clicks and have it delivered straight to your doorstep or just pick it up in store when you are in a hurry.

Start shopping now and experience the joy of shopping made easy!

Categories
Adulting

Is experience the best teacher?

Experience is often said to be the best teacher, and for good reason. The saying implies that through direct experience, one can gain valuable knowledge and skills that cannot be acquired through simply reading about or listening to others’ experiences.

When we experience something firsthand, we can appreciate depths and complexities of a situation better when we have direct experience, which is not available with secondhand information. Reading about how to swim, for example, is not the same as actually getting in the water and learning how to swim. Swimming’s bodily sensation and motions can only be properly comprehended by firsthand experience.

What can experience teach us?

It enables us to enhance our critical thinking and problem-solving capacities. When we face an issue or an obstacle, our prior experiences might help us approach and overcome it. We may learn from our mistakes via trial and error to help develop our decision-making abilities

It’s important to note, however, that experience alone is not always the best teacher. Sometimes, seeking guidance from experts or professionals can provide valuable insights and shortcut the learning process. Therefore, it’s a balance of both direct experience and guidance that leads to the best learning outcomes.

Furthermore, doing something permits us to apply what we’ve learnt in real – life conditions. Because of our previous experience, we will be better prepared to manage a similar situation in the future.

Categories
Life Hacks

Foodpanda Voucher and Promo Codes February 2023

Ladies and Gentlemen, gather round and feast your eyes on the most delectable deal of the month!

Your taste buds are in for a treat with the brand new Foodpanda voucher. No more bland meals, no more cooking, no more worrying about what to eat.

Just sit back, relax, and let the food come to you. Get ready to tantalize your taste buds with a world of flavor and enjoy savings like never before. So, are you ready to dig in?

Order here: Foodpanda

Categories
Finance Government

Latest Philhealth Contribution Table 2023

PhilHealth (Philippine Health Insurance Organization) is a government-owned and managed corporation tasked with making healthcare reasonable and accessible to all Filipino residents.

For the year 2023, the PhilHealth premium contribution rate shall remain at 4%. Pursuant to a memorandum issued by the Office of the President, the implementation of the new premium contribution rates and income ceiling for PhilHealth has been temporarily suspended as the Philippine population continues to face economic hardships resultant of the COVID-19 pandemic.

Here’s the Philhealth Contribution Table for 2023:

For Employed Members and Employers

For Self-Employed and Voluntary Members

For Kasambahay

For OFW

Source: Philhealth

Categories
Finance Government

Latest Pag-IBIG Contribution 2023

The Pag-IBIG Fund, commonly known as the Home Development Mutual Fund (HDMF), is a government-run savings program aimed at providing Filipinos with affordable homes and loans.

Pag-IBIG Contribution Table 2023

For Self-Employed

For Kasambahay

For Non-Working Spouse

For OFW Employers Subjected to HDMF

For OFW Employers Not Subjected to HDMF

Source: Pag-ibig Fund