Categories
Adulting

Full List of Valid IDs in the Philippines

As a young adult in the Philippines, you must have a valid government-issued identity document. Having one grants you access to a variety of services and activities, from processing documents, applying for a job, opening a bank account, getting a loan, and even voting. We will provide you a list of the most generally recognized IDs in the Philippines as primary and secondary.

Here is a list of valid identification documents in the Philippines:

Primary IDs

ID TypeValidityGovernment Agency
Philippine Passport10 years DFA (Department of Foreign Affairs)
UMID (Unified Multi-Purpose ID)LifetimeSingle ID Card of all SSS, GSIS, Philhealth and PAG-IBIG Members
SSS Card LifetimeSSS (Social Security System)
GSIS CardLifetimeGSIS (Government Service Insurance System)
PRC ID 3 yearsPRC (Professional Regulation Commission)
Driver’s License Student Permit for 1 year
Non-Professional for 3 years
Professional for 5 years or 10 years
LTO (Land Transportation Office)
National IDLifetimePSA (Philippine Statistics Authority)
Voter’s ID LifetimeCOMELEC (Commission on Election)
Senior Citizen IDLifetimeOffice for Senior Citizens Affairs

Secondary IDs

ID TypeValidityGovernment Agency
NBI Clearance1 yearNBI (National Bureau of Investigation)
Police Clearance6 monthsPNP (Philippine National Police)
Barangay Certification6 monthsBarangay Hall
Community Tax Certificate (Cedula)1 yearBarangay Hall
TIN ID Lifetime BIR (Tax Identification Number ID)
PhilHealth IDLifetime Philhealth
Voter’s IDLifetime COMELEC
Postal ID3 yearsPHLPost (Philippine Postal Corporation)
Solo Parent ID LifetimeDSWD (Department of Social Welfare and Development)
PWD ID Card5 yearsPDAO (Persons with Disability Office)
Seaman’s Book10 yearsMARINA (Maritime Industry Authority)
Seafarer’s ID5 yearsMARINA (Maritime Industry Authority)
OFW IDLifetime POEA (Philippine Overseas Employment Association)
OWWA ID2 yearsOWWA (Overseas Workers Welfare Administration)
Student IDDependsSchools
Company IDDependsPrivate companies

Whether you’re looking for a convenient all-in-one ID or a more specialized one for a specific purpose, there’s a valid ID out there for everyone. Select the one that best meets your need and be ready to take the first step towards it. Take your time conducting research, gathering essential paperwork, and making the application process as stress-free as possible.

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Finance Life Hacks

How to Shop and Earn with Shopback

Shopback Philippines is a cashback service that allows customers to earn money when they buy from partner stores via the Shopback website or mobile app.

Shopback collaborates with a wide range of companies, including Shopee, Lazada, Foodpanda, Agoda, Zalora, SHEIN, Watsons, and many more. Customers may save money by receiving rewards on their purchases that can then be withdrawn as cash or you can use to make future purchases.

Simply follow these steps to shop and earn money with Shopback:

  1. Create a Shopback account by visiting their website or downloading their mobile app.
  2. Search through numerous merchants and select the one from whom you want to make a purchase and the cashback percentage will be shown.
  3. Click the “Shop Now” button and it will redirect you to the store’s website or app, where you can complete with your usual transaction.
  4. A portion of your purchase value will be credited to your Shopback account as cashback, and after confirmation by the merchant, it will be available for withdrawal.
  5. You can withdraw your earnings to your chosen bank account or e-wallet transfer for a minimum of P200.

Sign up now and earn P100 using our link.

Categories
Adulting

Lifestyle Inflation: Keeping up with everyone

From food delivery, online budols, travels, concerts, dining out, and unnecessary expenses. And you’re still thinking, where did my money go?

Image by gonghuimin468 via Pixabay

Your lifestyle improves as your salary rises; do you believe it is still insufficient? This is referred to as lifestyle inflation.

When our income rises, we often experience lifestyle inflation. We tend to spend more money on luxury things and services without even noticing it as our salaries rise. This can boost our living expenses while decreasing our savings.

When our pay raises, it’s simple to overspend on things we don’t truly need. We might start upgrading our cars, buying more costly clothes, and eating out more frequently. We may also begin to indulge in more expensive pastimes, such as golfing or traveling. All of these items can quickly mount up, and before we know it, our spending have surpassed our income.

We constantly compare ourselves to other people, which is one of the main causes of lifestyle inflation. It may be simple to feel as though we need to keep up with our friends and coworkers when we see them eating in fancy restaurants, posting their budols online, traveling frequently, and buying expensive vehicles, and latest gadgets. This may make us feel inadequate and convince ourselves that we must spend more money in order to fit in.

What therefore can we do to prevent lifestyle inflation?

  1. The secret is to be aware of our spending patterns and to establish precise financial objectives.
  2. It’s critical to keep track of our spending and make a budget that supports our objectives.
  3. We must also be aware of and distinguish between our needs and desires.
  4. Realistically, we should budget for unforeseen costs.
  5. Setting a saving goal and working to save a particular portion of our income each month is another method to maintain our discipline and commitment to our long-term financial objectives.

Well, lifestyle inflation can be a real problem when our salary gets higher. It’s important to be mindful of our spending habits, set clear financial goals, and strive to save a certain percentage of our salary each month to avoid it. By taking these steps, we can ensure that our income increases don’t lead to a decrease in our savings and a higher cost of living.

Categories
Adulting

How to Manage Stress

Although stress is a natural part of life, it can be particularly difficult to manage in your 20s. When you don’t know how what to and where to begin.

You could be balancing a demanding career, developing a romantic relationship, building a family, and figuring out your position in the world at this age. It’s simple to get stressed out and overwhelmed when there are so many demands on your time and attention. Nevertheless, there are strategies for controlling stress so that it doesn’t dominate your life.

Here are a few tips for managing stress:

  1. Place an emphasis on practicing good sleep hygiene, including maintaining a regular sleep schedule and providing a cozy sleeping environment.
  2. Exercise frequently because it can help you feel better overall and lessen stress.
  3. Make time for your favorite pastimes and interests, including reading, listening to music, or spending time in nature.
  4. Relate to others through using social networks, such as those of friends, family, or support groups.
  5. Study stress-reduction methods include progressive muscle relaxation, visualization, and deep breathing.
  6. Maintain a healthy diet that includes balanced meals and enough fluid intake.
  7. Utilize mindfulness and meditation practices to aid in maintaining your present-moment focus.
  8. If you feel it would be beneficial, think about therapy or counseling and seek professional assistance if necessary.

Please try to strike a balance that feels right for you of what works, and remember to show yourself kindness and compassion.

Categories
Adulting

How Structure Your Life

Welcome to the new year of 2023!

The start of a new year is an excellent time to review our routines and create new goals for the next year. Being more productive is one of the most popular goals that people set for themselves. However, knowing where to begin might be difficult.

So, let us begin and make 2023 the most fruitful year ever! Structure is essential for productivity. By adopting a routine, you may make the most of your time while still maintaining your focus and enthusiasm.

Here are tips for structuring your routine to be more productive:

  1. Establish clear objectives: Prior to organizing your schedule, you must first determine and visualize your desired outcome. Make sure your personal objectives are coherent, quantifiable, and in order with your main priorities. If you have set objectives, you’ll be more driven and focused throughout the day.
  2. Make a daily calendar: After you’ve established your goals, make a daily routine that will help in achieving them. You can list it in detail which includes time for work, exercise, personal, other crucial tasks, and leisure. It’s also important to schedule your peak production periods when you have the most energy, which is frequently in the morning.
  3. Prioritize your tasks: Sort your tasks into priority groups based on their urgency and importance. Prioritize the most crucial and urgent chores before moving on to the less crucial ones. You’ll be able to maintain your motivation and concentrate all day long thanks to this.
  4. Make a timer. It will assist you in staying on track and avoiding procrastination for each assignment or activity. Hold yourself accountable, and utilizing a timer can help you stay focused and avoid distractions around you.
  5. Take regular pauses: It is critical to take frequent breaks during the day to avoid burnout. Stretch, meditate for a minute, or go for a brief stroll. After doing this, you’ll feel revitalized and ready to tackle your tasks again.
  6. Review and Reflect: At the end of the day, take some time to review your progress and reflect on your performance. This will help you identify areas for improvement and make adjustments to your routine as needed to become more efficient and effective.

You can structure your life to be more productive by following these simple ideas. You may make the most of your time by setting clear objectives, developing a daily calendar, prioritizing tasks, utilizing a timer, taking regular pauses, and reviewing and reflecting on yourself.