Congratulations on your pregnancy! As you prepare for the arrival of your little one, it’s important to know about the benefits that are available to you as an SSS member.

The Social Security System (SSS) maternity benefit is indeed a valuable support for expecting mothers in the Philippines. One of these benefits is the SSS Maternity Benefit, which can help you financially during your pregnancy and after your baby is born.

What is SSS Maternity Benefit?

This is a cash allowance given to qualified female members who are pregnant, have had a miscarriage, or have undergone an emergency termination of pregnancy (ETP).

• The amount of the maternity benefit is 1/12 of the member’s average monthly salary credit (MSC) for the 12 months immediately preceding the semester of childbirth, miscarriage, or ETP.
• The maximum amount of the maternity benefit is PHP70,000.
• If you are employed, your employer will advance the full amount of the maternity benefit to you within 30 days from the date of filing your maternity leave application.

Basics of SSS Maternity Benefit

1. Eligibility
   • The pregnant woman must be an active SSS member, which means she should have made at least three months’ worth of contributions within the 12-month period immediately preceding the semester of her childbirth or miscarriage.
   • You have made at least three monthly contributions within the 12-month period before your semester of contingency.
   • You must have given the required notification to your employer and SSS.
   • Submit SSS Maternity Notification.
2. Submit the required documents
   • SSS Maternity Notification Form (MAT-1)
   • Medical certificate
   • Birth certificate (if applicable)
   • Proof of marriage (if applicable)
   • Valid ID
   • Latest payslip (if employed)
   • Tax identification number (TIN)
3. Coverage
   • The SSS maternity benefit covers female SSS members who are pregnant, have recently given birth, suffered a miscarriage, or had an emergency termination of pregnancy.
4. Benefit Amount
   • The amount of the maternity benefit is based on the member’s average daily salary credit (ADSC) and the number of maternity leave days granted. Currently, the benefit is calculated at 100% of the member’s ADSC for 105 days.

How to Claim SSS Maternity Loan

1. Check your eligibility and gather the necessary documents.

2. Go to the SSS website and select Member.

3. Log in to your SSS account.

4. Enter your Username and Password and select Sign In.

4. In the SSS account dashboard, hover over Benefits and select Apply for Maternity Benefit tab.

5. Please provide the details regarding your pregnancy.

7. Review the information regarding your SSS maternity claim and ensure that your contact details are correct.

8. If you meet the qualifications, the proceeds will be deposited into the bank account that you have enrolled in the Bank Enrollment Module.

For any concerns or inquiries regarding your Social Security System (SSS) matters, you can easily reach out for assistance. You can send an email to member_relations@sss.gov.ph or you can check our guide in other ways to contact SSS.

The death of a loved one is a difficult time, but it is important to remember that you may be entitled to SSS death benefits. In times like these, when the heart aches with the weight of loss, it is important to find solace and support in the memories we hold dear.

We understand that the path ahead may seem overwhelming, but we hope to alleviate some of your burdens by providing valuable insights, practical tips, and heartfelt advice garnered from those who have walked this path before. It may help to ease the financial burden of your loved one’s death and provide you with some much-needed financial security.

What is SSS Death Benefit?

The SSS Death Benefit is a monetary benefit that is given to the surviving beneficiaries of a deceased SSS member. It serves as a form of financial assistance to help the family cope with the loss and the accompanying expenses. The benefit amount is based on the member’s number of paid contributions and the average monthly salary credit.

Lump Sum or Monthly Pension: If the deceased member has contributed at least 36 monthly contributions and met the necessary qualifications, the primary beneficiaries may opt to receive a lump sum or a monthly pension. Discuss this option with the SSS personnel during the claiming process.

What are the eligibility criteria for SSS Death Benefit?

To be eligible for the SSS Death Benefit, the deceased member must have made at least 36 monthly contributions before the semester of their death. Additionally, the benefit is available to the following beneficiaries:

1. Primary beneficiaries
   • Spouse (legitimate or legally separated) until remarriage
   • Dependent children, including legitimate, legitimated, or legally adopted children
   • Illegitimate children who are not yet 21 years old
2. Secondary beneficiaries
   • Dependent parents who are 60 years old or older
   • Dependent legitimate, legitimated, or legally adopted children who are not yet 21 years old

What are the required documents for SSS Death Benefit?

1. For the deceased member
   • Death certificate issued by the Philippine Statistics Authority (PSA) or a Certified True Copy from the Local Civil Registrar (LCR)
   • Accomplished SSS Form DDR-1 (Social Security System Death Benefit Claim Application)
   • A certified true copy of the burial permit or funeral bill
2. For the primary beneficiary
   • Valid IDs
3. For dependent children
   • Birth certificate issued by the PSA or LCR
4. For secondary beneficiaries
   • Valid IDs

Type of SSS Death Benefit

1. Lump sum: This is a one-time payment given to the primary beneficiaries of a deceased SSS member.  If the deceased member has paid less than 36 monthly contributions. The primary beneficiaries include the dependent spouse until he or she remarries, and the dependent legitimate, legitimated, or legally adopted, and illegitimate children.
2. Monthly pension: If the deceased SSS member has no primary beneficiaries or the primary beneficiaries are not eligible for the lump sum death benefit, a monthly pension may be provided. If the deceased member has paid at least 36 monthly contributions.

How to Claim SSS Death Benefit

1. Check the eligibility of the deceased and gather the required documents.

2. Go to the SSS website and select Member.

3. Log in to your SSS account.

4. Enter your Username and Password and select Sign In.

4. In the SSS account dashboard, hover over Benefits and select Apply for Funeral Benefit tab.

5. Enter the information of the deceased: CRN/ SSS Number, Surname, Given Name, Date of Birth, Date of Death, and select Proceed.

6. Upload the required documents.

7. Answer verification questions.

8. You will get a transaction number after submitting your application.

9. Check your email for confirmation of the funeral benefit claim.

10. If your claim is approved, you will receive the funeral benefit in the bank account that you have enrolled in the Bank Enrollment Module.

For any concerns or inquiries regarding your Social Security System (SSS) matters, you can easily reach out for assistance. You can send an email to member_relations@sss.gov.ph or you can check our guide for alternative ways to contact SSS.

Losing someone we love is an incredibly painful and emotionally trying experience. It is during these difficult times that we face the added burden of dealing with the financial aspects of arranging a funeral, which can feel overwhelming. In the Philippines, however, there is some relief and support available through the Social Security System (SSS) funeral benefits. We understand the depth of your sorrow and extend our heartfelt condolences.

Basics of SSS Funeral Benefit

Here are some of the things you need to know before you claim your retirement benefit:

• Check the eligibility of the deceased member who must have been an active SSS member and made at least one monthly contribution.
• The person who will claim the funeral benefit should be the person who shouldered the funeral expenses.
• Death certificate of the deceased SSS member
• Funeral expense official receipts
• Your birth certificate
• Your marriage certificate (if applicable)
• Your valid ID
• SSS funeral benefit application form

How to Claim SSS Funeral Benefit

1. Check the eligibility of the deceased and gather the necessary documents.

2. Go to the SSS website and select Member.

3. Log in to your SSS account.

4. Enter your Username and Password and select Sign In.

4. In the SSS account dashboard, hover over Benefits and select Apply for Funeral Benefit tab.

5. Confirm your Mailing Address, Mobile, Landline, and Bank Account Number where you would receive the claims.

6. Enter the information of the deceased: CRN/ SSS Number, Surname, Given Name, Date of Birth, Date of Death, Amount of Funeral Expense/s, and submit it.

7. You will get a transaction number after submitting your application.

8. If your claim is approved, you will receive the funeral benefit within 10 days in the bank account that you have enrolled in the Bank Enrollment Module.

For any concerns or inquiries regarding your Social Security System (SSS) matters, you can easily reach out for assistance. You can send an email to member_relations@sss.gov.ph or you can check our guide for alternative ways to contact SSS.

Are you nearing retirement age and wondering how to claim your Social Security System (SSS) retirement benefit?

As individuals diligently work throughout their professional lives, we cannot wait to live a well-deserved retirement and enjoy it. In the Philippines, the Social Security System (SSS) serves as a lifeline, offering retirement benefits to provide financial stability during the golden years. However, understanding the intricate process of claiming these benefits can be confusing without proper guidance.

Look no further, as this article will guide you through the process and provide you with the essential information you need to know.

From understanding the eligibility criteria to navigating the documentation requirements, we will delve into the key aspects of the SSS retirement benefit process. We will also address frequently asked questions and offer practical tips to help you maximize your benefits and make informed decisions about your financial security.

Basics of SSS Retirement Benefit

Here are some of the things you need to know before you claim your retirement benefit:

• You must be at least 60 years old and have paid the required number of contributions.
• You must have a valid SSS ID.
• You must submit the required documents, such as your birth certificate, marriage certificate (if applicable), and latest payslip.
• You must fill out the SSS retirement benefit application form.

Types of Retirement Benefits

1. Lump sum amount: This refers to a single payment given to a retiree, which is calculated based on the total contributions made by the member and/or their employers, including any interest earned.
2. Monthly pension: This is a regular cash benefit provided to a retiree for their entire lifetime. It is paid on a monthly basis and serves as a steady income source after retirement.

How to File for SSS Retirement Benefit

1. Check your eligibility and gather the necessary documents.

2. Go to the SSS website and select Member.

3. Log in to your SSS account.

4. Enter your Username and Password and select Sign In.

4. In the SSS account dashboard, hover over Benefits and select Apply for Retirement Benefit tab.

5. Please provide the date when you separated or retired from your job.

6. Answer the verification regarding your employment history and dependent children.

7. Please review the information regarding your SSS retirement claim and ensure that your contact details are correct.

8. If you meet the qualifications, the proceeds will be deposited into the bank account that you have enrolled in the Bank Enrollment Module.

For any concerns or inquiries regarding your Social Security System (SSS) matters, you can easily reach out for assistance. You can send an email to member_relations@sss.gov.ph or you can check our guide for alternative ways to contact SSS.