In today’s digital age, banking is becoming easier and more accessible, especially with the rise of digital banks. In the Philippines, these digital banks are not only convenient but also offer attractive interest rates, making them a popular choice among the younger generation.
We have compiled the list of digital banks offering high interest rates in the country. Let’s dive into the world of digital banking and discover how these platforms are reshaping the way Filipinos manage their money.
Digital Banks High Interest Rates in the Philippines
| Bank | Interest Rate | Website |
| RCBC Diskartech | 6.5% per annum | https://diskartech.ph/ |
| Netbank | 6.5% per annum for those who opened before January 2023 4% per annum for those who opened after January 2023 | https://www.netbank.ph/ |
| GOtyme | 5% per annum | https://www.gotyme.com.ph/ |
| Maya Bank | 4% per annum in the Personal Goals account 10% per annum in the Savings account 2.5% per annum in the Business Deposit account Up to 14% interest p.a. with Maya Savings (November 2023) | https://www.mayabank.ph/ |
| Tonik | 4% per annum for solo stash 4.5% per annum for group stash | https://tonikbank.com/ |
| SeaBank | 4.5% per annum | https://www.seabank.ph/ |
| UNObank | 4.25% per annum in the UNOReady account with ₱5,0000 and above savings 3.5% per annum in the UNOReady account with ₱5,0000 and below savings Up to 6% interest in the UNOReady account (Promo only, until November 30, 2023) 6.5% per annum in the UNOBoost account | https://uno.bank/ |
| UnionDigital | 3% per annum for accounts with ₱5 million and below savings 4% per annum for accounts with ₱5 million and above savings | https://uniondigitalbank.io/en |
| CIMB | 5% p.a. interest rate | https://www.cimbbank.com.ph/ |
| Komo by Eastwest | 2.5% per annum | https://www.komo.ph/ |
| Overseas Filipino Bank | 1% per annum for accounts with ₱0.01 to ₱20,000.00 savings 2% per annum for accounts with ₱20,000.01 to ₱100,000.00 savings 3% per annum for accounts with ₱100,000.01 to ₱500,000.00 savings 4% per annum for accounts with ₱500,000.01 and above savings | https://ofbank.com.ph/ |