International money transfers can feel overwhelming, especially when you’re dealing with strict banking requirements and unfamiliar codes. One of the most important details you need is the SWIFT Code of your bank. Whether you’re receiving money from abroad, sending funds to a family member overseas, or processing global business payments, having the correct SWIFT Code makes the transaction smooth and hassle-free.
In this guide, we prepared the updated list of Philippine bank SWIFT Codes for 2026 to help Filipinos skip confusion and complete their remittances without delays.
H2: What Is a SWIFT Code?
A SWIFT Code (also known as Bank Identifier Code or BIC) is an 8 to 11-character code that identifies a specific bank when sending or receiving money internationally. Think of it as a bank’s international ID. Without it, your funds may be delayed or sent to the wrong bank.
SWIFT Code contains eight to 11 characters format:
- Bank Code – Four letters
- Country Code – Two letters
- Location Code – Two letters or two digits
- Branch Code – Last three characters
Why You Need a SWIFT Code
SWIFT Codes are required when:
- Receiving remittances from abroad
- Sending money internationally
- Setting up global payroll or business payments
- Using foreign apps or platforms that require banking details
Entering the wrong code may cause:
- Delayed transfers
- Rejected transactions
- Misrouted funds
Complete List of Philippine Bank SWIFT Codes for 2026
Below is the updated list of major banks in the Philippines and their SWIFT Codes:
Bank SWIFT Codes in the Philippines
| BANK NAME | SWIFT CODE |
| Asia United Bank Corporation (AUB) | AUBKPHMM |
| Australia and New Zealand Banking Group Limited | ANZBPHMX |
| Bank of America, N.A. Manila | BOFAPH2X |
| Bank of Commerce | PABIPHMM |
| Bank of the Philippine Islands (BPI) | BOPIPHMM |
| BDO Unibank, Inc. (BDO) | BNORPHMM |
| BPI Direct | BPDIPHM1 |
| BPI Family Savings Bank | BPFSPHM1 |
| BPI Globe Banko Inc. | BPGOPHM1 |
| China Banking Corporation (China Bank) | CHBKPHMM |
| China Bank Savings, Inc. | CHSVPHM1 |
| CIMB Bank Philippines, Inc. | CIPHPHMM |
| Citibank, N.A. – Makati Branch | CITIPHMX |
| Citibank, N.A. – Manila Branch | CITIPHMXTSU |
| Citibank, N.A. – Cebu Branch | CITIPHMXCBU |
| Deutsche Bank AG | DEUTPHMM |
| Development Bank of the Philippines (DBP) | DBPHPHMM |
| EastWest Bank | EWBCPHMM |
| Globe Telecom, Inc. (GCash) | GLTEPHMT |
| HSBC Savings Bank (Philippines) Inc. | HBPHPHMM |
| ING Bank N.V. | INGBPHMM |
| JPMorgan Chase Bank, N.A., Manila Branch | CHASPHMM |
| Land Bank of the Philippines | TLBPPHMM |
| Maybank Philippines, Inc. | MBBEPHMM |
| Metropolitan Bank and Trust Co. (Metrobank) | MBTCPHMM |
| Philippine Bank of Communications (PBCOM) | CPHIPHMM |
| Philippine Business Bank | PPBUPHMM |
| Philippine National Bank (PNB) | PNBMPHMM |
| Philippine Savings Bank (PSBank) | PHSBPHMM |
| Philippine Veterans Bank | PHVBPHMM |
| Philtrust Bank (Philippine Trust Company) | PHTBPHMM |
| Rizal Commercial Banking Corporation (RCBC) | RCBCPHMM |
| Robinsons Bank Corporation | ROBPPHMQ |
| Security Bank Corporation | SETCPHMM |
| Sterling Bank of Asia Inc. | STLAPH22 |
| Tonik Digital Bank, Inc. | TODGPHM2 |
| Union Bank of the Philippines | UBPHPHMM |
Tips Before Sending International Transfers
To avoid any hassle, make sure to:
- Double-check the SWIFT Code with your bank
- Confirm the correct branch name and address
- Provide your full name as shown in your bank account
- Check for transfer fees and expected arrival times
- Ensure your account number is complete and accurate
For more money-saving guides, check out other helpful articles on lifeguide.ph.
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