Categories
Finance Life Hacks

How to Shop and Earn with Shopback

Shopback Philippines is a cashback service that allows customers to earn money when they buy from partner stores via the Shopback website or mobile app.

Shopback collaborates with a wide range of companies, including Shopee, Lazada, Foodpanda, Agoda, Zalora, SHEIN, Watsons, and many more. Customers may save money by receiving rewards on their purchases that can then be withdrawn as cash or you can use to make future purchases.

Simply follow these steps to shop and earn money with Shopback:

  1. Create a Shopback account by visiting their website or downloading their mobile app.
  2. Search through numerous merchants and select the one from whom you want to make a purchase and the cashback percentage will be shown.
  3. Click the “Shop Now” button and it will redirect you to the store’s website or app, where you can complete with your usual transaction.
  4. A portion of your purchase value will be credited to your Shopback account as cashback, and after confirmation by the merchant, it will be available for withdrawal.
  5. You can withdraw your earnings to your chosen bank account or e-wallet transfer for a minimum of P200.

Sign up now and earn P100 using our link.

Categories
Adulting

Lifestyle Inflation: Keeping up with everyone

From food delivery, online budols, travels, concerts, dining out, and unnecessary expenses. And you’re still thinking, where did my money go?

Image by gonghuimin468 via Pixabay

Your lifestyle improves as your salary rises; do you believe it is still insufficient? This is referred to as lifestyle inflation.

When our income rises, we often experience lifestyle inflation. We tend to spend more money on luxury things and services without even noticing it as our salaries rise. This can boost our living expenses while decreasing our savings.

When our pay raises, it’s simple to overspend on things we don’t truly need. We might start upgrading our cars, buying more costly clothes, and eating out more frequently. We may also begin to indulge in more expensive pastimes, such as golfing or traveling. All of these items can quickly mount up, and before we know it, our spending have surpassed our income.

We constantly compare ourselves to other people, which is one of the main causes of lifestyle inflation. It may be simple to feel as though we need to keep up with our friends and coworkers when we see them eating in fancy restaurants, posting their budols online, traveling frequently, and buying expensive vehicles, and latest gadgets. This may make us feel inadequate and convince ourselves that we must spend more money in order to fit in.

What therefore can we do to prevent lifestyle inflation?

  1. The secret is to be aware of our spending patterns and to establish precise financial objectives.
  2. It’s critical to keep track of our spending and make a budget that supports our objectives.
  3. We must also be aware of and distinguish between our needs and desires.
  4. Realistically, we should budget for unforeseen costs.
  5. Setting a saving goal and working to save a particular portion of our income each month is another method to maintain our discipline and commitment to our long-term financial objectives.

Well, lifestyle inflation can be a real problem when our salary gets higher. It’s important to be mindful of our spending habits, set clear financial goals, and strive to save a certain percentage of our salary each month to avoid it. By taking these steps, we can ensure that our income increases don’t lead to a decrease in our savings and a higher cost of living.

Categories
Finance

How to Make Money Online in 2023

People now have a number of chances to generate money online thanks to the internet. There are various methods to make money in 2023 from the convenience of your home.

Here are a few ways to get started to make money online in 2023:

  1. Create a blog or website: If you enjoy writing, blogging might be a terrific way to earn money online. You may monetise your site by running advertisements, using affiliate marketing, or selling things or services.
  2. As an affiliate marketer, you may advertise other people’s items while earning a commission on each transaction. This might be an excellent approach to generate money without having to develop your own items.
  3. Sell things online: E-commerce is growing increasingly popular, and there are several sites where you may sell your own products online, such as Shopee and Lazada. This might be an excellent method to transform your pastime into a profitable company.
  4. Provide online services: If you have a talent or knowledge, you may sell it online. Virtual assistants are in great demand on freelancing platforms such as Upwork and OLJ.
  5. Invest in the stock market: Investing in the stock market may be a terrific long-term method to make money. With the development of internet trading platforms, investing in the stock market from the comfort of your own home is now easier than ever.
  6. Online tutoring or teaching: If you are an expert in a specific field, you can work as an online tutor or instructor. 51talk and Rarejob are excellent places to start.
  7. Create and sell online courses: If you have subject matter knowledge, you may create and sell online courses. Udemy and Coursera are two of the most popular e-learning platforms.

Finding something you are passionate about and turning it into a business is the key to making money online. You may make your desire of earning money online a reality with a little bit of time, effort, and perseverance.

Categories
Adulting

How to Manage Stress

Although stress is a natural part of life, it can be particularly difficult to manage in your 20s. When you don’t know how what to and where to begin.

You could be balancing a demanding career, developing a romantic relationship, building a family, and figuring out your position in the world at this age. It’s simple to get stressed out and overwhelmed when there are so many demands on your time and attention. Nevertheless, there are strategies for controlling stress so that it doesn’t dominate your life.

Here are a few tips for managing stress:

  1. Place an emphasis on practicing good sleep hygiene, including maintaining a regular sleep schedule and providing a cozy sleeping environment.
  2. Exercise frequently because it can help you feel better overall and lessen stress.
  3. Make time for your favorite pastimes and interests, including reading, listening to music, or spending time in nature.
  4. Relate to others through using social networks, such as those of friends, family, or support groups.
  5. Study stress-reduction methods include progressive muscle relaxation, visualization, and deep breathing.
  6. Maintain a healthy diet that includes balanced meals and enough fluid intake.
  7. Utilize mindfulness and meditation practices to aid in maintaining your present-moment focus.
  8. If you feel it would be beneficial, think about therapy or counseling and seek professional assistance if necessary.

Please try to strike a balance that feels right for you of what works, and remember to show yourself kindness and compassion.

Categories
Adulting

How Structure Your Life

Welcome to the new year of 2023!

The start of a new year is an excellent time to review our routines and create new goals for the next year. Being more productive is one of the most popular goals that people set for themselves. However, knowing where to begin might be difficult.

So, let us begin and make 2023 the most fruitful year ever! Structure is essential for productivity. By adopting a routine, you may make the most of your time while still maintaining your focus and enthusiasm.

Here are tips for structuring your routine to be more productive:

  1. Establish clear objectives: Prior to organizing your schedule, you must first determine and visualize your desired outcome. Make sure your personal objectives are coherent, quantifiable, and in order with your main priorities. If you have set objectives, you’ll be more driven and focused throughout the day.
  2. Make a daily calendar: After you’ve established your goals, make a daily routine that will help in achieving them. You can list it in detail which includes time for work, exercise, personal, other crucial tasks, and leisure. It’s also important to schedule your peak production periods when you have the most energy, which is frequently in the morning.
  3. Prioritize your tasks: Sort your tasks into priority groups based on their urgency and importance. Prioritize the most crucial and urgent chores before moving on to the less crucial ones. You’ll be able to maintain your motivation and concentrate all day long thanks to this.
  4. Make a timer. It will assist you in staying on track and avoiding procrastination for each assignment or activity. Hold yourself accountable, and utilizing a timer can help you stay focused and avoid distractions around you.
  5. Take regular pauses: It is critical to take frequent breaks during the day to avoid burnout. Stretch, meditate for a minute, or go for a brief stroll. After doing this, you’ll feel revitalized and ready to tackle your tasks again.
  6. Review and Reflect: At the end of the day, take some time to review your progress and reflect on your performance. This will help you identify areas for improvement and make adjustments to your routine as needed to become more efficient and effective.

You can structure your life to be more productive by following these simple ideas. You may make the most of your time by setting clear objectives, developing a daily calendar, prioritizing tasks, utilizing a timer, taking regular pauses, and reviewing and reflecting on yourself.

Exit mobile version