Categories
Adulting

Is experience the best teacher?

Experience is often said to be the best teacher, and for good reason. The saying implies that through direct experience, one can gain valuable knowledge and skills that cannot be acquired through simply reading about or listening to others’ experiences.

When we experience something firsthand, we can appreciate depths and complexities of a situation better when we have direct experience, which is not available with secondhand information. Reading about how to swim, for example, is not the same as actually getting in the water and learning how to swim. Swimming’s bodily sensation and motions can only be properly comprehended by firsthand experience.

What can experience teach us?

It enables us to enhance our critical thinking and problem-solving capacities. When we face an issue or an obstacle, our prior experiences might help us approach and overcome it. We may learn from our mistakes via trial and error to help develop our decision-making abilities

It’s important to note, however, that experience alone is not always the best teacher. Sometimes, seeking guidance from experts or professionals can provide valuable insights and shortcut the learning process. Therefore, it’s a balance of both direct experience and guidance that leads to the best learning outcomes.

Furthermore, doing something permits us to apply what we’ve learnt in real – life conditions. Because of our previous experience, we will be better prepared to manage a similar situation in the future.

Categories
Life Hacks

Foodpanda Voucher and Promo Codes February 2023

Ladies and Gentlemen, gather round and feast your eyes on the most delectable deal of the month!

Your taste buds are in for a treat with the brand new Foodpanda voucher. No more bland meals, no more cooking, no more worrying about what to eat.

Just sit back, relax, and let the food come to you. Get ready to tantalize your taste buds with a world of flavor and enjoy savings like never before. So, are you ready to dig in?

Order here: Foodpanda

Categories
Finance

Latest Philhealth Contribution Table 2023

PhilHealth (Philippine Health Insurance Organization) is a government-owned and managed corporation tasked with making healthcare reasonable and accessible to all Filipino residents.

For the year 2023, the PhilHealth premium contribution rate shall remain at 4%. Pursuant to a memorandum issued by the Office of the President, the implementation of the new premium contribution rates and income ceiling for PhilHealth has been temporarily suspended as the Philippine population continues to face economic hardships resultant of the COVID-19 pandemic.

Here’s the Philhealth Contribution Table for 2023:

For Employed Members and Employers

For Self-Employed and Voluntary Members

For Kasambahay

For OFW

Source: Philhealth

Categories
Adulting

Full List of Valid IDs in the Philippines

As a young adult in the Philippines, you must have a valid government-issued identity document. Having one grants you access to a variety of services and activities, from processing documents, applying for a job, opening a bank account, getting a loan, and even voting. We will provide you a list of the most generally recognized IDs in the Philippines as primary and secondary.

Here is a list of valid identification documents in the Philippines:

Primary IDs

ID TypeValidityGovernment Agency
Philippine Passport10 years DFA (Department of Foreign Affairs)
UMID (Unified Multi-Purpose ID)LifetimeSingle ID Card of all SSS, GSIS, Philhealth and PAG-IBIG Members
SSS Card LifetimeSSS (Social Security System)
GSIS CardLifetimeGSIS (Government Service Insurance System)
PRC ID 3 yearsPRC (Professional Regulation Commission)
Driver’s License Student Permit for 1 year
Non-Professional for 3 years
Professional for 5 years or 10 years
LTO (Land Transportation Office)
National IDLifetimePSA (Philippine Statistics Authority)
Voter’s ID LifetimeCOMELEC (Commission on Election)
Senior Citizen IDLifetimeOffice for Senior Citizens Affairs

Secondary IDs

ID TypeValidityGovernment Agency
NBI Clearance1 yearNBI (National Bureau of Investigation)
Police Clearance6 monthsPNP (Philippine National Police)
Barangay Certification6 monthsBarangay Hall
Community Tax Certificate (Cedula)1 yearBarangay Hall
TIN ID Lifetime BIR (Tax Identification Number ID)
PhilHealth IDLifetime Philhealth
Voter’s IDLifetime COMELEC
Postal ID3 yearsPHLPost (Philippine Postal Corporation)
Solo Parent ID LifetimeDSWD (Department of Social Welfare and Development)
PWD ID Card5 yearsPDAO (Persons with Disability Office)
Seaman’s Book10 yearsMARINA (Maritime Industry Authority)
Seafarer’s ID5 yearsMARINA (Maritime Industry Authority)
OFW IDLifetime POEA (Philippine Overseas Employment Association)
OWWA ID2 yearsOWWA (Overseas Workers Welfare Administration)
Student IDDependsSchools
Company IDDependsPrivate companies

Whether you’re looking for a convenient all-in-one ID or a more specialized one for a specific purpose, there’s a valid ID out there for everyone. Select the one that best meets your need and be ready to take the first step towards it. Take your time conducting research, gathering essential paperwork, and making the application process as stress-free as possible.

Categories
Finance

Latest Pag-IBIG Contribution 2023

The Pag-IBIG Fund, commonly known as the Home Development Mutual Fund (HDMF), is a government-run savings program aimed at providing Filipinos with affordable homes and loans.

Here’s the new Pag-ibig Contribution Table for 2023:

For Employed Members and Employers

For Self-Employed

For Kasambahay

For Non-Working Spouse

For OFW Employers Subjected to HDMF

For OFW Employers Not Subjected to HDMF

Source: Pag-ibig Fund

Exit mobile version