Categories
Adulting

How to Make Friends in Your 20s

Making new friends in your 20s can feel awkward, especially when everyone around you seems to already have their own solid barkada. But don’t worry, and you’re not alone. Many Filipinos feel this way as we transition into work life, independence, and adulthood.

In this guide, we’ll walk through how to make friends in your 20s, why it’s still possible, and how using modern tools like Timeleft.com can help you meet people who genuinely match your personality.

Why Making Friends in Your 20s Feels Hard

Life changes fast in your 20s. After school, people build careers, relationships, routines, and friend groups and most prefer sticking to familiar circles. That’s why making new connections feels intimidating.
But here’s the truth: there are thousands of people your age who want new friends too and they just don’t know where to start.

Good news? You absolutely can start fresh.

Practical Ways to Make Friends in Your 20s

1. Join Groups Based on Your Hobbies

The easiest way to meet like-minded people is to surround yourself with those who already love what you love.

You can try the following:

  • Facebook Groups about journaling, pets, gaming, fitness, or budgeting
  • Reddit communities like r/Philippines or topic-specific subreddits
  • Discord servers for interests like K-pop, art, crypto, or reading

Why it works:
Shared interests instantly break the ice. No awkward intro needed.

2. Attend Workshops and Local Activities

Workshops are great because everyone there is open to learning and open to meeting new people.

You can consider the following:

  • Art classes in Cubao Expo
  • Coffee brewing sessions
  • Dance or pilates classes
  • Writing or digital skills workshops

These spaces naturally encourage conversations and interaction.

3. Join Organizations That Match Your Advocacy

Filipinos are naturally compassionate. If you want deeper, more meaningful friendships, join groups that support causes you believe in.
Examples:

  • Animal rescue volunteer orgs
  • Women empowerment groups
  • Environmental clean-ups
  • Community outreach foundations

You’ll meet people who share the same heart and values.

4. Try Friend-Making Platforms Like Timeleft.com

This is one of the most effective ways to make friends in your 20s, especially if you’re busy.

Timeleft.com is a social platform that matches you with people through curated group meetups, fun activities, and personality-based events.
Instead of swiping endlessly or joining random groups, Timeleft makes the process intentional.

Why try Timeleft:

  • You meet real people with similar interests
  • Events feel natural, not forced
  • Great for introverts or those new to adult life
  • Perfect for building your network or finding long-term friends

Friend-making apps aren’t just for dating — they’re for building community, too.


Try it. You have nothing to lose, but you might gain lifelong friends.

5. Say Yes More Often

  • Sometimes, the secret to meeting new people in your 20s is simple: show up.
  • When a coworker invites you for lunch, go.
  • When a cousin asks you to attend a quick event, try it.
  • When you see a friendly stranger in a class, say hi.

Small interactions can lead to meaningful friendships.

Making Friends in Your 20s Is Possible — And Worth It

It may not be easy, but it’s always worth trying. At this age, friendships won’t just happen — you have to be intentional. Whether you explore your hobbies, join advocacy groups, or use platforms like Timeleft.com, there are countless ways to meet people who match your personality.

Start today. One small step can lead to your next friendship.

Want more guides, savings tips, and lifestyle hacks?
Visit lifeguide.ph for updated articles and recommendations — including more tools to help you build your best life.

Categories
Adulting

How to Review for the Civil Service Exam: Tips to Pass on Your First Try

Preparing for the Civil Service Exam can feel overwhelming, especially if it’s been years since you last opened a reviewer. But the good news is you don’t need to be a cum laude to pass. With the right approach, study habits, and discipline, you can build the confidence you need to ace the exam.

In this guide, we break down how to review for the Civil Service Exam in a simple and practical way, perfect for Filipinos who want a stable government career and want to pass on their first attempt.

How to Review for the Civil Service Exam in the Philippines

Understand the Coverage of the Exam

Before diving into reviewers, know exactly what to expect. The Civil Service Exam usually covers:

Numerical Ability

  • Basic math
  • Word problems
  • Data interpretation

Verbal Ability

  • Reading comprehension
  • Grammar and vocabulary
  • Correct usage

Analytical Ability

  • Logic
  • Pattern analysis
  • Reasoning

General Information

  • Philippine Constitution
  • Government structure
  • Ethical standards for public servants
  • Current events

Understanding the coverage helps you focus your energy on areas you need most.

Create a Study Plan You Can Follow

Many Filipinos fail not because they didn’t study, but because they didn’t study consistently. Here’s how to build a doable plan:

Set a Weekly Schedule

  • 1–2 hours a day is enough
  • Allocate days for specific subjects
  • Don’t cram — spread out your learning

Use a Timer

The exam is time-pressured. Train yourself to answer fast by using the Pomodoro technique (25 minutes study, 5 minutes rest).

Use the Right Review Materials

Best Review Resources

  • Civil Service Reviewers (print or PDF)
  • YouTube channels for logic and math
  • Mobile apps for vocabulary and quick drills

Practice with Mock Exams

Simulate exam day:

  • Set a timer
  • Answer a full-length mock exam
  • Check your wrong answers and repeat the topics

Mock exams help you get the “feel” of the real test.

Strengthen Your Weak Areas

If You Struggle in Math

  • Focus on basic operations
  • Review percentages, fractions, and word problems
  • Practice step-by-step before aiming for speed

If English is Your Weakness

  • Read short articles daily
  • Practice grammar through quizzes
  • Build vocabulary by learning 5 new words a day

If Logic Is Challenging

  • Watch logic tutorials
  • Answer at least 10 reasoning questions per day

Consistency is more important than studying too much in a single day.

Improve Your Test-Taking Skills

1. Skip the Hard Questions First

Don’t waste time. Mark difficult questions and return later.

2. Avoid Changing Answers Too Often

Your first instinct is usually correct unless you misread the question.

3. Manage Your Time

Check the clock every hour and adjust your pace.

Take Care of Your Mind and Body

Sleep Well Before Your Review Sessions

You retain more information when well-rested.

Eat Brain-Boosting Foods

Eggs, fish, nuts, bananas, and dark chocolate help improve focus.

Don’t Stress Too Much

A calm mind performs better. Take breaks and avoid burnout.

Reviewing for the Civil Service Exam doesn’t have to be stressful. With a realistic plan, the right materials, and consistent practice, you’ll boost your confidence and increase your chances of passing. For more helpful guides like this, check out the latest updates and lists on lifeguide.ph.

Categories
Adulting

How to Take the Civil Service Exam in the Philippines: A Complete Guide for First-Time Takers

If you’re planning to work in government, knowing how to take the Civil Service Exam in the Philippines is your first step toward securing a stable career with great benefits. Many Filipinos take the exam every year, hoping to land a job in national or local agencies.

In this guide, we’ll walk you through the requirements, qualifications, registration steps, tips, and what to expect, all explained simply and practically for everyday Pinoy readers.

How to Take the Civil Service Exam in the Philippines

Qualifications and Requirements

Before taking the Civil Service Exam (CSE), make sure you meet these basic qualifications:

Who Can Take the Exam?

  • Filipino citizen
  • At least 18 years old on the exam day
  • Good moral character
  • No criminal record
  • Not dishonorably discharged from military or government service
  • Has not committed drug-related offenses

Required Documents

Prepare the following before applying:

  • Fully accomplished CS Form No. 100
  • Four (4) passport-size ID photos with name tag and white background
  • Valid government-issued ID (such as UMID, PhilSys, Driver’s License, Passport)
  • Exam fee:
    • P500 for Pen and Paper Exam
    • P680 for Computerized Examination

How to Register for the Civil Service Exam

Applying for the CSE is easy as long as you follow these steps:

Step 1 – Choose Your Exam Type

Civil Service Commission (CSC) offers:

  • CSE-PPT (Pen and Paper Test)
  • CSE-CAT (Computerized Test)

CAT slots are limited but results are released faster.

Step 2 – Go to the CSC Office

Walk-in filing is done at your nearest CSC Regional or Field Office. Slots are first-come, first-served.

Step 3 – Submit Your Requirements

Bring all your documents, including extra ID photos. Submit CS Form No. 100 and pay the exam fee.

Step 4 – Wait for the Exam Advisory

The CSC will post testing centers and your assigned exam room. Always double-check your name on the list.

What to Expect During Exam Day

Bring These Essentials

  • Valid ID
  • Exam Permit
  • Black ballpen (for PPT takers)
  • Snacks and water
  • Jacket or small fan if needed

Reminders for Test-Takers

  • Arrive at least one hour early
  • Phones are strictly prohibited inside
  • Follow proctors’ instructions
  • Stay calm and pace yourself and the exam has time limit

Tips to Pass the Civil Service Exam

1. Practice with Reviewers

Focus on Math, English, Logic, and General Information.

2. Manage Your Time

Don’t spend too long on one question.

3. Improve Your Reading Comprehension

Many fail because they read too fast. Practice skimming and understanding key ideas.

4. Get Enough Rest Before the Exam

Your brain works best when well-rested.

When and How to Check Your Results

  • For CSE-PPT, results are released within 60 days after your exam date.
  • For CSE-CAT, results come out on the same day.
    You may check your rating on the CSC website’s Online Civil Service Examination Result Generation System (OCSERGS).

Taking the Civil Service Exam in the Philippines is a big step if you want a stable government career. Preparation, patience, and consistency can help you succeed. For more helpful guides like this, check out the latest tips and lists on lifeguide.ph.

Categories
Government

How to Become a Pag-IBIG Member: Complete Guide for First-Time Applicants

Updated: January 2025

Becoming a Pag-IBIG member is one of the smartest financial steps you can take as a Filipino. Whether you’re employed, self-employed, or an OFW, your Pag-IBIG membership opens the door to life-changing benefits like affordable housing loans, high-interest savings programs, and quick financial assistance during emergencies.

If you’re planning to buy your own home someday, join a savings program that can earn up to 7% interest, or get access to short-term loans when life gets tough. Pag-IBIG is one of the most reliable government programs you can turn to.

In this easy-to-follow guide, we’ll walk you through how to become a Pag-IBIG member step by step. Whether you’re gathering requirements or signing up soon, this guide will help make your application smooth and hassle-free—so you can start securing your financial future today.

Who Can Apply for Pag-IBIG Membership?

Pag-IBIG membership is open to almost everyone. You can apply if you fall under any of these categories:

1. Employed Individuals

  • Private employees
  • Government employees
  • Kasambahays
  • Contractual or project-based workers

2. Self-Employed Workers

You may apply voluntarily if you earn at least ₱1,000 monthly:

  • Freelancers
  • Small business owners
  • Online sellers
  • Grab/Foodpanda riders
  • Professionals (lawyers, doctors, engineers, etc.)

3. Overseas Filipino Workers (OFWs)

Whether land-based or sea-based, OFWs can apply anytime.

4. Voluntary Members

If you want to save or access Pag-IBIG benefits even without formal employment, you can still register.

How to Become a Pag-IBIG Member

  1. Go to the Pag-IBIG fund website and select Register

2. Fill out the online membership registration:

  • Last Name
  • First Name
  • Middle Name
  • Date of Birth

3. Enter the captcha and select submit.

4. Complete your personal details for registration.

5. Make sure to double-check your entries before submitting the form.

6. Once you’ve completed the Pag-IBIG membership online form, click the submit registration button.

7. You will get a message that the Registration is successful.

8. Copy your Registration Tracking Number.

9. Take note of your Pag-IBIG ID number.

10. Click the Print MDF button to print or save your enrollment form.

Congratulations! You’ve now become a Pag-IBIG member, and have taken the first step towards securing your financial future. As a Pag-IBIG member, you can take advantage a range of benefits that can help you achieve your financial goals, such as affordable housing loans, savings programs, and also short-term loans.

Categories
Finance Government

Latest Pag-IBIG Contribution 2025

The latest Pag-IBIG contribution for 2025 brings important updates that every Filipino employee, employer, and voluntary member should be aware of. Whether you’re preparing your budget, checking your payslip, or planning to grow your savings, understanding these new rates helps you stay compliant and financially prepared.

In this guide, we’ll break down the updated contributions, how they affect your monthly deductions, and why paying Pag-IBIG consistently remains one of the smartest financial moves for Filipinos in 2025 and beyond.

Pag-IBIG Contribution Table for 2025

Source: Pag-ibig Fund

Why Pag-IBIG Contributions Matter in 2025

1. Bigger Savings and Dividends

Pag-IBIG consistently gives attractive dividends yearly. The more you contribute, the more your money grows.

2. Access to Affordable Housing Loans

Your updated contribution ensures you’re eligible for Pag-IBIG housing loans with competitive interest rates.

3. Calamity and Multi-Purpose Loans

Members can easily access financial assistance when they need it most.

4. MP2 Boost Opportunities

With no increase in contribution rates, members can continue maximizing Pag-IBIG’s MP2 Savings, which remains one of the most popular investment options for Filipinos.

The Pag-IBIG contribution for 2025 remains affordable and beneficial for Filipinos looking to secure their savings and future. Whether you’re preparing for a home loan, building long-term savings, or securing emergency assistance, staying updated ensures you maximize every benefit.

For more financial guides, government updates, and lifestyle tips, visit lifeguide.ph for your next read.