Categories
Adulting Finance

How to Open MP2 Savings in Pag-IBIG

Are you looking to start building your savings? If so, have you heard about the Modified Pag-IBIG 2 (MP2) savings program of Pag-IBIG?

Members of the PAG-IBIG Fund have the option to voluntarily enroll in the MP2 PAGIBIG savings program. It’s available to all members who are registered with the PAG-IBIG Fund, and signing up for the MP2 program is required to participate.

Once you’re enrolled, you can invest any amount you choose, starting at a minimum of P500 per month. Over time, the PAG-IBIG Fund’s investment returns and your contributions will add up. You can earn higher interest than with a regular savings account, and your savings are government-guaranteed.

Here are the dividend rates for MP2 savings:

YearDividend Rate
20227.03%
20216.00%
20206.12%
20197.23%
20187.41%
20178.11%
20167.43%
20155.34%

Now that you have an overview of what the MP2 savings program is, let’s dive into the step-by-step process of opening an account:

  1. Go to the Pag-IBIG fund website and select Apply for MP2

2. Complete the MP2 Savings Enrollment:

  • Pag-IBIG MID No.
  • Last Name
  • First Name
  • Middle Name
  • Date of Birth

3. Enter the captcha and select submit.

4. You will need to input your desired monthly contribution amount into the corresponding field.

5. Select your preferred dividend payout frequency, mode of payment, and source of funds from the respective dropdown menus

6. Click on submit to complete the enrollment process.

7. You will receive a completed Modified Pag-IBIG II Enrollment Form that has your 12-digit MP2 account number.

8. Don’t forget to save it for future reference in your payments.

You can withdraw your savings after at least five years of continuous participation, but keep in mind that early withdrawals are subject to penalties. So, it’s best to withdraw only when necessary.

Congratulations! You have successfully opened an MP2 savings account with Pag-IBIG. We hope that this guide has helped you navigate the process of opening an MP2 savings account with ease.

Categories
Adulting

How to Verify Pag-IBIG MID Number

Verifying your Pag-IBIG MID number is now an easy task. It’s no longer a strenuous process of going to the nearest  Pag-IBIG office and spend hours just to inquire that would take up a significant chunk of your day. With the advancements in technology, you no longer need to waste your precious time commuting to the nearest Pag-IBIG office and spend hours just to inquire about your MID number.

Now, you can easily verify it in the comfort of your own home, at any time of the day, through the Pag-IBIG website.

This means that you no longer have to take time off work or rearrange your schedule just to get your Pag-IBIG MID number verified. Instead, you can simply log in to the Pag-IBIG website and verify your MID number in just a few clicks. It’s that easy!

  1. Visit the Pag-IBIG fund website and select Verify MID No.

2. Complete your information:

  • Registration Tracking Number
  • Last Name
  • Date of Birth

3. Select submit.

4. It will show your Pag-IBIG MID number.

So why waste your time and energy when you can verify your Pag-IBIG MID number hassle-free and conveniently online?

Categories
Adulting

How to Become a Pag-IBIG Member

Are you planning to buy a house in the future and take a home loan?

Do you want to join a savings program with an interest rate of up to 7%?

Do you need a short-term loan?

Joining the Pag-IBIG Fund might just be the right move for you!

Whether you’re starting your first job, looking to buy a house, or thinking about your retirement. By becoming a member of Pag-IBIG can provide you with long-term benefits and financial security.

We’ll guide you through the simple and easy steps on how to become a Pag-IBIG member and get ready to learn how to secure your financial future with Pag-IBIG Fund.

  1. Go to the Pag-IBIG fund website and select Register

2. Fill out the online membership registration:

  • Last Name
  • First Name
  • Middle Name
  • Date of Birth

3. Enter the captcha and select submit.

4. Complete your personal details for registration.

5. Make sure to double-check your entries before submitting the form.

6. Once you’ve completed the Pag-IBIG membership online form, click the submit registration button.

7. You will get a message that the Registration is successful.

8. Copy your Registration Tracking Number.

9. Take note of your Pag-IBIG ID number.

10. Click the Print MDF button to print or save your enrollment form.

Congratulations! You’ve now become a Pag-IBIG member, and have taken the first step towards securing your financial future. As a Pag-IBIG member, you can take advantage a range of benefits that can help you achieve your financial goals, such as affordable housing loans, savings programs, and also short-term loans.

Categories
Life Hacks

Foodpanda Voucher and Promo Codes April 2023

Are you a foodie who enjoys indulging in delectable meals but usually hesitates since ordering in is so expensive? We have some exciting news for you, though! For April 2023, Foodpanda has released a variety of enticing coupons that will save you money and provide you with incredible discounts on your favorite meals. With these coupons, you can get free delivery with a minimum order, up to 30% off at some restaurants, and much more.

No matter what you’re in the mood for—pizza, sushi, comfort food—Foodpanda has you covered. If you’re a foodie who enjoys indulging in delectable meals but usually finds yourself strapped for cash, keep reading to see how you can take advantage of these incredible vouchers and enjoy your favorite meals without breaking the bank.

Order here: Foodpanda

Categories
Finance

How to Send Money from BPI Online to RD Pawnshop

Are you tired of traditional banking methods and looking for a more convenient and accessible way to send money? Look no further than RD Pawnshop, the go-to spot for quick and easy financial services. In this post, we’ll show you how to send money from BPI Online straight to RD Pawnshop, so you can skip the long lines and transaction fees of traditional banks. As we more values efficiency and convenience, it’s important to know all the options available to us. So, let’s get started and learn how to use technology to make our financial lives easier!

  1. Swipe up and select BPI to Cash on the BPI Mobile app or go to BPI to Cash website.
BPI Mobile app
BPI to Cash

2. Choose RD Pawnshop to be your cash pickup partner.

3. Enter the amount.

4. Enter the recipient’s Full Name and Phone Number.

5. Check the certification box and then click Next to confirm the information.

6. Enter your Email Address and Name.

7. Select Bank of the Philippines.

8. Enter your BPI Online login information.

9. Choose an account and enter the One-Time Password (OTP).

10. Get the the 13-digit BPI to Cash reference code that appears on the confirmation page and provide it to the recipient.

NOTE:

  • There will be a service cost of Php 99 for each send out.
  • Recipients may claim the funds one hour after the sender has completed the transaction successfully. Transactions completed after 4:00 p.m. can be claimed the following day.
  • The hours for claiming are 8:00 AM to 5:00 PM.

How to Receive Money from BPI to RD Pawnshop

  1. Please enter the 13-digit reference code (R+12-digit number) from the screen or email confirmation.
  2. Visit the nearest RD Pawnshop.
  3. Make it clear to the RD Pawnshop teller that the transaction is for ‘BPI to Cash.’
  4. Present a valid ID.
  5. If the funds are not released despite the foregoing, please contact Cebuana Lhuillier’s Customer Service Representatives:
  • Contact # (SMS/Viber): 032-416-1190, 09178261130, 09178355623, and 09178355623