Congratulations on your pregnancy! As you prepare for the arrival of your little one, it’s important to know about the benefits that are available to you as an SSS member.

The Social Security System (SSS) maternity benefit is indeed a valuable support for expecting mothers in the Philippines. One of these benefits is the SSS Maternity Benefit, which can help you financially during your pregnancy and after your baby is born.

What is SSS Maternity Benefit?

This is a cash allowance given to qualified female members who are pregnant, have had a miscarriage, or have undergone an emergency termination of pregnancy (ETP).

• The amount of the maternity benefit is 1/12 of the member’s average monthly salary credit (MSC) for the 12 months immediately preceding the semester of childbirth, miscarriage, or ETP.
• The maximum amount of the maternity benefit is PHP70,000.
• If you are employed, your employer will advance the full amount of the maternity benefit to you within 30 days from the date of filing your maternity leave application.

Basics of SSS Maternity Benefit

1. Eligibility
   • The pregnant woman must be an active SSS member, which means she should have made at least three months’ worth of contributions within the 12-month period immediately preceding the semester of her childbirth or miscarriage.
   • You have made at least three monthly contributions within the 12-month period before your semester of contingency.
   • You must have given the required notification to your employer and SSS.
   • Submit SSS Maternity Notification.
2. Submit the required documents
   • SSS Maternity Notification Form (MAT-1)
   • Medical certificate
   • Birth certificate (if applicable)
   • Proof of marriage (if applicable)
   • Valid ID
   • Latest payslip (if employed)
   • Tax identification number (TIN)
3. Coverage
   • The SSS maternity benefit covers female SSS members who are pregnant, have recently given birth, suffered a miscarriage, or had an emergency termination of pregnancy.
4. Benefit Amount
   • The amount of the maternity benefit is based on the member’s average daily salary credit (ADSC) and the number of maternity leave days granted. Currently, the benefit is calculated at 100% of the member’s ADSC for 105 days.

How to Claim SSS Maternity Loan

1. Check your eligibility and gather the necessary documents.

2. Go to the SSS website and select Member.

3. Log in to your SSS account.

4. Enter your Username and Password and select Sign In.

4. In the SSS account dashboard, hover over Benefits and select Apply for Maternity Benefit tab.

5. Please provide the details regarding your pregnancy.

7. Review the information regarding your SSS maternity claim and ensure that your contact details are correct.

8. If you meet the qualifications, the proceeds will be deposited into the bank account that you have enrolled in the Bank Enrollment Module.

For any concerns or inquiries regarding your Social Security System (SSS) matters, you can easily reach out for assistance. You can send an email to [email protected] or you can check our guide in other ways to contact SSS.

In an ever-changing economic landscape, job security is a concern that weighs heavily on the minds of employees and job seekers alike. The fear of sudden unemployment, whether due to company downsizing, technological advancements, or unforeseen circumstances, can be a source of immense stress. However, amidst these uncertainties, governments around the world endeavor to provide support systems that aim to alleviate financial burdens and foster stability for individuals during their transitional phases.

One such program is the SSS Unemployment Benefit, a crucial initiative offered by the Social Security System (SSS) in select countries. The SSS Unemployment Benefit offers a lifeline to eligible workers who find themselves jobless, temporarily or permanently, by providing them with financial assistance and a sense of security during challenging times. Understanding the intricacies of this program can empower individuals to navigate their unemployment journey with confidence and peace of mind.

Basics of SSS Unemployment Benefit

1. Eligibility
   • You must be an active SSS member with at least 36 months of contributions, 12 months of which should have been paid within the 18-month period prior to your involuntary separation from employment.
   • You must not be over 60 years old at the time of application.
   • You must not have availed of the SSS unemployment benefit within the last three years.
2. Submit the required documents
   • Unemployment Benefit Application Form
   • Notice of Termination of Employment (NTE)
   • Valid ID
   • Proof of Contributions
   • Proof of Employment
3. Involuntary Separation
   • The SSS defines involuntary separation as termination from employment due to authorized causes such as retrenchment, closure of business operations, or illness or death of the employer. Resignation, retirement, or termination for just causes are not considered involuntary separation.
4. Benefit Amount
   • The amount of the SSS unemployment benefit is equivalent to twice the half of the member’s average monthly salary credit (AMSC). The AMSC is calculated by taking the total of your monthly contributions in the 12 months immediately preceding the month of involuntary separation and dividing it by 12.

How to Claim SSS Unemployment Benefit

1. Check your eligibility and gather the necessary documents.

2. Go to the SSS website and select Member.

3. Log in to your SSS account.

4. Enter your Username and Password and select Sign In.

4. In the SSS account dashboard, hover over Benefits and select Apply for Unemployment Benefit tab.

5. Please provide the details of your unemployment.

7. Review the information regarding your SSS unemployment claim and ensure that your contact details are correct.

8. If you meet the qualifications, the proceeds will be deposited into the bank account that you have enrolled in the Bank Enrollment Module

For any concerns or inquiries regarding your Social Security System (SSS) matters, you can easily reach out for assistance. You can send an email to [email protected] or you can check our guide in other ways to contact SSS.

If you are an SSS member who has become disabled, you may be eligible for SSS Disability Benefit.

The SSS Disability Benefit program is designed to provide financial assistance to eligible individuals who are unable to work due to a disabling condition. Whether you’re facing a sudden illness, injury, or a long-term disability, understanding the ins and outs of this program is essential to ensure you receive the benefits you deserve.

It is crucial to be well-informed about the SSS Disability Benefit program, as it can significantly impact your financial stability and quality of life during a difficult period. By arming yourself with knowledge, you can confidently navigate the application process and secure the assistance you need to mitigate the financial burdens associated with disability.

Basics of SSS Disability Benefit

1. Eligibility
   • You must be an SSS member in good standing.
   • You must be permanently disabled and unable to work.
   • You must have at least 36 monthly contributions within the 12-month period immediately preceding the semester of disability.
2. Submit the required documents
   • Medical Certificate
   • Valid ID
   • Proof of Contributions
   • Proof of Employment
3. Amount of the Benefit
   • The amount of the SSS Disability Benefit is equivalent to 2/3 of the member’s average monthly salary credit (AMSC). The AMSC is calculated by taking the total of your monthly contributions in the 12 months immediately preceding the semester of disability and dividing it by 12.

How to Claim SSS Disability Benefit

1. Check your eligibility and gather the necessary documents.

2. Go to the SSS website and select Member.

3. Log in to your SSS account.

4. Enter your Username and Password and select Sign In.

4. In the SSS account dashboard, hover over Benefits and select Apply for Disability Claim tab.

5. Please provide the details of your disability.

7. Review the information regarding your SSS disability claim and ensure that your contact details are correct.

8. If you meet the qualifications, the proceeds will be deposited into the bank account that you have enrolled in the Bank Enrollment Module

For any concerns or inquiries regarding your Social Security System (SSS) matters, you can easily reach out for assistance. You can send an email to [email protected] or you can check our guide in other ways to contact SSS.

Life is full of unexpected twists and turns, and sometimes, our health takes an unforeseen hit. When illness strikes, the last thing you want to worry about is financial instability. That’s where the SSS Sickness Benefit comes into play, providing a safety net to ensure you can focus on your recovery without the added stress of financial burdens.

In this comprehensive guide, we will walk you through the step-by-step process of claiming the SSS Sickness Benefit. From understanding the eligibility criteria to gathering the necessary documents and submitting your application. By the end, you’ll have a clear roadmap to access the benefits you deserve.

Basics of SSS Sickness Benefit

1. Eligibility
   • You must be an SSS member in good standing.
   • You must be unable to work due to sickness or injury.
   • You must have at least 3 monthly contributions within the 12 months immediately preceding the semester of sickness or injury.
   • Notify your employer and they will provide you with the necessary forms and documents required for filing your SSS sickness benefit claim.
2. Submit the required documents
   • SSS Sickness Benefit Application form (SSS Form CLD-9A)
   • Medical Certificate (SSS Form MMD-102) issued by an SSS-accredited physician. This should include details of your diagnosis, recommended treatment, and the period of confinement or inability to work.
   • Leave of absence or certification from your employer indicating the dates of your sickness or injury.
   • Valid ID
3. Benefit Amount
   • The amount of the SSS sickness benefit is equivalent to 90% of the member’s average monthly salary credit (AMSC). The AMSC is calculated by taking the total of your monthly contributions in the 12 months immediately preceding the semester of sickness or injury and dividing it by 12.

How to Claim SSS Sickness Benefit

1. Check your eligibility and gather the necessary documents.

2. Go to the SSS website and select Member.

3. Log in to your SSS account.

4. Enter your Username and Password and select Sign In.

4. In the SSS account dashboard, hover over Benefits and select Apply for Sickness Benefit tab.

5. Please provide the details of your sickness.

7. Review the information regarding your SSS sickness claim and ensure that your contact details are correct.

8. If you meet the qualifications, the proceeds will be deposited into the bank account that you have enrolled in the Bank Enrollment Module.

For any concerns or inquiries regarding your Social Security System (SSS) matters, you can easily reach out for assistance. You can send an email to [email protected] or you can check our guide in other ways to contact SSS.

The death of a loved one is a difficult time, but it is important to remember that you may be entitled to SSS death benefits. In times like these, when the heart aches with the weight of loss, it is important to find solace and support in the memories we hold dear.

We understand that the path ahead may seem overwhelming, but we hope to alleviate some of your burdens by providing valuable insights, practical tips, and heartfelt advice garnered from those who have walked this path before. It may help to ease the financial burden of your loved one’s death and provide you with some much-needed financial security.

What is SSS Death Benefit?

The SSS Death Benefit is a monetary benefit that is given to the surviving beneficiaries of a deceased SSS member. It serves as a form of financial assistance to help the family cope with the loss and the accompanying expenses. The benefit amount is based on the member’s number of paid contributions and the average monthly salary credit.

Lump Sum or Monthly Pension: If the deceased member has contributed at least 36 monthly contributions and met the necessary qualifications, the primary beneficiaries may opt to receive a lump sum or a monthly pension. Discuss this option with the SSS personnel during the claiming process.

What are the eligibility criteria for SSS Death Benefit?

To be eligible for the SSS Death Benefit, the deceased member must have made at least 36 monthly contributions before the semester of their death. Additionally, the benefit is available to the following beneficiaries:

1. Primary beneficiaries
   • Spouse (legitimate or legally separated) until remarriage
   • Dependent children, including legitimate, legitimated, or legally adopted children
   • Illegitimate children who are not yet 21 years old
2. Secondary beneficiaries
   • Dependent parents who are 60 years old or older
   • Dependent legitimate, legitimated, or legally adopted children who are not yet 21 years old

What are the required documents for SSS Death Benefit?

1. For the deceased member
   • Death certificate issued by the Philippine Statistics Authority (PSA) or a Certified True Copy from the Local Civil Registrar (LCR)
   • Accomplished SSS Form DDR-1 (Social Security System Death Benefit Claim Application)
   • A certified true copy of the burial permit or funeral bill
2. For the primary beneficiary
   • Valid IDs
3. For dependent children
   • Birth certificate issued by the PSA or LCR
4. For secondary beneficiaries
   • Valid IDs

Type of SSS Death Benefit

1. Lump sum: This is a one-time payment given to the primary beneficiaries of a deceased SSS member.  If the deceased member has paid less than 36 monthly contributions. The primary beneficiaries include the dependent spouse until he or she remarries, and the dependent legitimate, legitimated, or legally adopted, and illegitimate children.
2. Monthly pension: If the deceased SSS member has no primary beneficiaries or the primary beneficiaries are not eligible for the lump sum death benefit, a monthly pension may be provided. If the deceased member has paid at least 36 monthly contributions.

How to Claim SSS Death Benefit

1. Check the eligibility of the deceased and gather the required documents.

2. Go to the SSS website and select Member.

3. Log in to your SSS account.

4. Enter your Username and Password and select Sign In.

4. In the SSS account dashboard, hover over Benefits and select Apply for Funeral Benefit tab.

5. Enter the information of the deceased: CRN/ SSS Number, Surname, Given Name, Date of Birth, Date of Death, and select Proceed.

6. Upload the required documents.

7. Answer verification questions.

8. You will get a transaction number after submitting your application.

9. Check your email for confirmation of the funeral benefit claim.

10. If your claim is approved, you will receive the funeral benefit in the bank account that you have enrolled in the Bank Enrollment Module.

For any concerns or inquiries regarding your Social Security System (SSS) matters, you can easily reach out for assistance. You can send an email to [email protected] or you can check our guide for alternative ways to contact SSS.