In the fast-paced digital landscape of the Philippines, online banking has become an integral part of our daily lives, revolutionizing the way we handle financial transactions. As the nation embraces the convenience of digital payments, services like Instapay and Pesonet have emerged as key players, enabling swift and hassle-free money transfers between individuals, businesses, and institutions.

In this comprehensive guide, we will give you a list of up-to-date as of November 2023 of the banks offering free Instapay service in the Philippines.

List of Free Instapay Fees

INSTAPAY	FEES	UNTIL
Bank of the Philippine Islands (BPI)	FREE	December 31, 2023
BanKo, A Subsidiary of BPI	FREE	December 31, 2023
CIMB Bank Philippines	FREE	December 31, 2023
GoTyme Bank Corporation	FREE	December 31, 2023
Land Bank of the Philippines	FREE	December 31, 2023
Maya Bank, Inc. (Business Deposit)	FREE	December 31, 2023
Metropolitan Bank and Trust Company (Metrobank)	FREE	December 31, 2023
Rural Bank of Guinobatan	FREE	December 31, 2023
SeaBank Philippines, Inc.	FREE	December 31, 2023
Tonik Digital Bank, Inc.	FREE	December 31, 2023

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