Updated: January 2025

Becoming a Pag-IBIG member is one of the smartest financial steps you can take as a Filipino. Whether you’re employed, self-employed, or an OFW, your Pag-IBIG membership opens the door to life-changing benefits like affordable housing loans, high-interest savings programs, and quick financial assistance during emergencies.

If you’re planning to buy your own home someday, join a savings program that can earn up to 7% interest, or get access to short-term loans when life gets tough. Pag-IBIG is one of the most reliable government programs you can turn to.

In this easy-to-follow guide, we’ll walk you through how to become a Pag-IBIG member step by step. Whether you’re gathering requirements or signing up soon, this guide will help make your application smooth and hassle-free—so you can start securing your financial future today.

Who Can Apply for Pag-IBIG Membership?

Pag-IBIG membership is open to almost everyone. You can apply if you fall under any of these categories:

1. Employed Individuals

• Private employees
• Government employees
• Kasambahays
• Contractual or project-based workers

2. Self-Employed Workers

You may apply voluntarily if you earn at least ₱1,000 monthly:

• Freelancers
• Small business owners
• Online sellers
• Grab/Foodpanda riders
• Professionals (lawyers, doctors, engineers, etc.)

3. Overseas Filipino Workers (OFWs)

Whether land-based or sea-based, OFWs can apply anytime.

4. Voluntary Members

If you want to save or access Pag-IBIG benefits even without formal employment, you can still register.

How to Become a Pag-IBIG Member

1. Go to the Pag-IBIG fund website and select Register

2. Fill out the online membership registration:

• Last Name
• First Name
• Middle Name
• Date of Birth

3. Enter the captcha and select submit.

4. Complete your personal details for registration.

5. Make sure to double-check your entries before submitting the form.

6. Once you’ve completed the Pag-IBIG membership online form, click the submit registration button.

7. You will get a message that the Registration is successful.

8. Copy your Registration Tracking Number.

9. Take note of your Pag-IBIG ID number.

10. Click the Print MDF button to print or save your enrollment form.

Congratulations! You’ve now become a Pag-IBIG member, and have taken the first step towards securing your financial future. As a Pag-IBIG member, you can take advantage a range of benefits that can help you achieve your financial goals, such as affordable housing loans, savings programs, and also short-term loans.

Klook.com