This has reference to my letter dated (Date) demanding for the payment of the total amount of P300,000.00 representing your non-payment of your obligation to my client XYZ Financial Services, Inc.
It is legally presumed that by this time you have received the letter aforementioned; however, up to now, you did not respond positively.
Your silence would mean refusal to my client's legitimate demand; henceforth, for the last time, I am giving you the last opportunity to pay the unpaid obligation directly to my client's office. Otherwise, with no option, you can hear us from the court.