2024 is the year of digital banking taking over, and they’re bringing high interest rates to the table. No more waiting in lines or drowning in paperwork – these banks are just easy to access on your phone or computer.
Why should you care? Well, these digital banks aren’t just easy to use; they’re also boosting your money with awesome interest rates. We’re here to spill the deets on their user-friendly apps, top-notch security, and, most importantly, how they’re making your money grow.
Get ready to embrace the future of banking, where your money not only stays safe but also has the potential to grow like never before. Let’s explore into the world of digital banks with high interest rates – your wallet will love it!
Digital Banks with High Interest Rates in the Philippines
| Bank | Interest Rate | Website |
| RCBC Diskartech | 6.5% per annum | https://diskartech.ph/ |
| Netbank | 6.5% per annum for those who opened before January 2023 4% per annum for those who opened after January 2023 | https://www.netbank.ph/ |
| GOtyme | 5% per annum | https://www.gotyme.com.ph/ |
| Maya Bank | 4% per annum in the Personal Goals account 10% per annum in the Savings account 2.5% per annum in the Business Deposit account | https://www.mayabank.ph/ |
| Tonik | 4% per annum for solo stash 4.5% per annum for group stash | https://tonikbank.com/ |
| SeaBank | 4.5% per annum | https://www.seabank.ph/ |
| UNObank | 4.25% per annum in the UNOReady account with ₱5,0000 and above savings 3.5% per annum in the UNOReady account with ₱5,0000 and below savings 6.5% per annum in the UNOBoost account | https://uno.bank/ |
| UnionDigital | 3% per annum for accounts with ₱5 million and below savings 4% per annum for accounts with ₱5 million and above savings | https://uniondigitalbank.io/en |
| CIMB | 5% p.a. interest rate | https://www.cimbbank.com.ph/ |
| Komo by Eastwest | 2.5% per annum | https://www.komo.ph/ |
| Overseas Filipino Bank | 1% per annum for accounts with ₱0.01 to ₱20,000.00 savings 2% per annum for accounts with ₱20,000.01 to ₱100,000.00 savings 3% per annum for accounts with ₱100,000.01 to ₱500,000.00 savings 4% per annum for accounts with ₱500,000.01 and above savings | https://ofbank.com.ph/ |
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