Taxpayers will start seeing additional personal income tax reductions on January 1st, 2023, thanks to the implementation of Republic Act 10963, also known as the Tax Reform for Acceleration and Inclusion (TRAIN) law.
Here’s the new Personal Income Tax Rates for 2023.
Seedbox PH is making investing easy and accessible. It’s as easy as online shopping by adding to cart. They are offering variety of locally and internationally managed funds that you can start investing for as low as ₱1000.
They have mutual funds and UTIF products to choose from:
ATRAM Alpha Opportunity Fund, Inc.
ATRAM Philippine Equity Smart Index Fund – UITF
ATRAM Total Return Peso Bond Fund – UITF
ATRAM Peso Money Market Fund – UITF
ATRAM Global Technology Feeder Fund – UITF
ATRAM Corporate Bond Fund, Inc.
ATRAM Unicapital Diversified Growth Fund, Inc.
ATRAM Philippine Balanced Fund, Inc.
ATRAM Philippine Equity Opportunity Fund, Inc.
ATRAM Global Financials Feeder Fund PHP – UITF
ATRAM Global Consumer Trends Feeder Fund – UITF
ATRAM Philippine Sustainable Development and Growth Fund – UITF
ATRAM Global Bond Income Feeder Fund – UITF
ATRAM Global Equity Opportunity Feeder Fund PHP – UITF
ATRAM Global Health Care Feeder Fund – UITF
ATRAM Global Infra Equity Feeder Fund – UITF
Do your research before committing into the fund of your choice.
In the homepage, select Products and Services
2. You will have 2 tabs in the product section Seedbox Package and ATRAM
3. For Seedbox Package you can choose depending on your risk appetite as an investor and it’s annual return rate
4. While for ATRAM, it will show their different products, NAV and yearly return rate
5. Select the fund that you want to invest in
Example if you have selected ATRAM Philippine Equity Opportunity Fund, Inc.
When you invest in ATRAM Philippine Equity Opportunity Fund, Inc. You will need a minimum subscription of P1,000 while for the next addition investment you can top up as low as P500.
6. You can review the product information, allocation, prospectus, fund fact sheets and performance to know more about the fund.
7. After you have done your due diligence, you can select the Buy and it will add to your cart.
8. Proceed to Check Out
9. They have 3 options for payment in 3 major banks: Metrobank, BPI, BDO
10. Enter the OTP
11. You will receive a summary subscription and the step how to settle your payment
12. After processing the payment, email the payment confirmation to [email protected]
13. They will send you confirmation message
If you have any questions, you can email [email protected] or you can call (02) 8814-7800.
Seedbox PH is an online investing platform where you can have access to invest in managed funds of the leading asset management company in the country.
ATRAM offers mutual funds and UTIF products to choose from:
ATRAM Alpha Opportunity Fund, Inc.
ATRAM Philippine Equity Smart Index Fund – UITF
ATRAM Total Return Peso Bond Fund – UITF
ATRAM Peso Money Market Fund – UITF
ATRAM Global Technology Feeder Fund – UITF
ATRAM Corporate Bond Fund, Inc.
ATRAM Unicapital Diversified Growth Fund, Inc.
ATRAM Philippine Balanced Fund, Inc.
ATRAM Philippine Equity Opportunity Fund, Inc.
ATRAM Global Financials Feeder Fund PHP – UITF
ATRAM Global Consumer Trends Feeder Fund – UITF
ATRAM Philippine Sustainable Development and Growth Fund – UITF
ATRAM Global Bond Income Feeder Fund – UITF
ATRAM Global Equity Opportunity Feeder Fund PHP – UITF
ATRAM Global Health Care Feeder Fund – UITF
ATRAM Global Infra Equity Feeder Fund – UITF
Mutual funds are regulated by Securities and Exchange Commission (SEC) and UTIFs are under Bangko Sentral ng Pilipinas (BSP).
Seedbox PH is making investing process easier than ever. No need to go to bank to just sign up and wait for them to get your account ready. You can go to their website and open an account within 10 minutes.
How to Open an Account in Seedbox PH
In the homepage of Seedbox, select Sign up and enter your details
2. You will receive an OTP in your email
3. You will have a prompt message that Your account is now registered
4. You will need to complete the Know-Your-Customer or KYC
Personal Info
Address Info
Professional Details
CSA (Client Suitability Assessment)
PEP Declaration
FATCA
Upload Documents
Settlement Info
5. After completing the KYC your account will be fully verified.
If you have any questions, you can email [email protected] or you can call (02) 8814-7800.
If you just started investing with GInvest in GCash, we highly recommend setting up your reminder even when you get really busy so you won’t forget to add funds to your account.
How to Set a Reminder for Ginvest in GCash
Go to GInvest
2. Scroll down and you will see the Set Reminder
3. Select when you want to be reminded, amount and confirm
This is an example of the text you will receive as a reminder:
If you want to start investing with low capital but don’t have an idea of what it should be and where to start. There’s now an easy way with GCash, in a simple tap of your fingertips you can start investing in the Philippine Stock Exchange and New York Stock Exchange with the multiple funds they are offering patterned with ATRAM Securities.
You can start investing as low as P50! You can do it on a weekly, monthly, or quarterly basis, it’s up to you. You can also set a reminder and you will receive a text from them.
How to Invest using GCash
Go to GCash app
Choose Ginvest
Select View Investment Products
As of writing, there are 7 available funds to choose from then check the fund you would like to invest in:
ALFM Global Multi-Asset Income Fund inc
Philippine Stock Index Fund
ATRAM Peso Money Market Fund
ATRAM Global Consumer Trends Feeder Fund
ATRAM Total Return Peso Bond Fund
ATRAM Global Technology Feeder Fund
ATRAM Philippine Equity Smart Index Fund
Tap on Buy and Enter the amount and it will show you the confirmation, the approximate NAVPU you will get
6. Tap on Agree and Confirm
7. After the transaction, you will receive a confirmation
For more questions and information, you may visit their website GCash, call their hotline via 2882, or you may also submit a ticket to the help center via the GCash app.