If you’re wondering how much you need to pay for the PhilHealth contribution table in 2026, here’s the good news: PhilHealth has not released any new mandate for an increase, so the contribution rate remains at 5%.
For Filipino employees, employers, OFWs, and voluntary members, this guide breaks down the current rates, sample computations, and everything you need to know to stay compliant this year.
PhilHealth Contribution Table for 2026
Source: Philhealth
📌 Premium Rate
- 5% of monthly basic salary
- Monthly Salary Floor: ₱10,000
- Monthly Salary Ceiling: ₱100,000
- Sharing: 50% employer – 50% employee (for employed workers)
PhilHealth Contribution Table for Employed Members
| Monthly Salary | Monthly Premium (5%) | Employee Share | Employer Share |
|---|---|---|---|
| ₱10,000 (floor) | ₱500 | ₱250 | ₱250 |
| ₱20,000 | ₱1,000 | ₱500 | ₱500 |
| ₱30,000 | ₱1,500 | ₱750 | ₱750 |
| ₱50,000 | ₱2,500 | ₱1,250 | ₱1,250 |
| ₱100,000 (ceiling) | ₱5,000 | ₱2,500 | ₱2,500 |
Formula:Monthly Salary × 0.05 ÷ 2 = Employee/Employer Share
PhilHealth Contribution Table for Self-Employed, Voluntary, and OFWs
| Monthly Income | Total Monthly Contribution (5%) |
|---|---|
| ₱10,000 (minimum) | ₱500 |
| ₱20,000 | ₱1,000 |
| ₱30,000 | ₱1,500 |
| ₱50,000 | ₱2,500 |
| ₱100,000 (ceiling) | ₱5,000 |
Note: Voluntary and self-employed members shoulder the full amount.
Sample Computations
1. Salary: ₱18,000 (Employed)
18,000 × 0.05 = ₱900 monthly premium
- Employee: ₱450
- Employer: ₱450
2. Self-Employed Earnings: ₱15,000
15,000 × 0.05 = ₱750 monthly contribution
3. Salary Hits the Cap (₱100,000)
100,000 × 0.05 = ₱5,000 premium
- Employee: ₱2,500
- Employer: ₱2,500
Why the 5 Percent Rate Still Applies in 2026
PhilHealth has not issued any official circular or mandate about increasing the premium rate for 2026. Under the UHC Law, increases were originally scheduled yearly, but PhilHealth has paused some adjustments in the past. Until a new memo is released, the 5% rate remains the latest implemented rate.
Frequently Asked Questions (FAQ)
Is there a confirmed increase for 2026?
None as of today. PhilHealth has not released any new circular.
Will the 5 percent rate change within the year?
Only if PhilHealth issues an updated circular. Always check official announcements.
Does the ceiling remain at ₱100,000?
Yes, the maximum salary base remains ₱100,000 unless PhilHealth updates it.
The PhilHealth contribution table for 2026 remains at a 5% premium rate, giving members clarity on how much to expect this year. Stay tuned to PhilHealth updates to make sure you’re paying the correct amount. For more government contribution guides, budgeting tips, and life hacks, explore more articles on lifeguide.ph.
