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Adulting Finance

Simplify Your Life: How to Pay Your Pag-IBIG Home Loan with Gcash

Whether you’re a first-time homebuyer or a seasoned homeowner, managing your finances and payments can be overwhelming. That’s why Gcash has made it easier for you to pay your Pag-IBIG home loan. Gcash allows you to pay your loan anytime and anywhere. Plus, it’s a great way to save time and avoid the hassle of traditional payment methods. We’ll walk you through the process of paying your Pag-IBIG home loan using Gcash, step-by-step. Paying your Pag-IBIG home loan has never been easier with Gcash. Let’s dive in and get started!

How to Pay Pag-IBIG Home Loan in Gcash

  1. Open the GCash app and choose Bills.
  1. Type Pag-IBIG.

3. Enter the desired amount, the housing loan option, the account number, the from and to dates, and email address.

4. Look over your payment.

5. Gcash will send you an email and text message to confirm a successful payment transaction.

Categories
Adulting Finance

How to Pay Pag-IBIG MP2 Contribution in Gcash

As an adult, we know that investing in our future is crucial, but we also know the value of convenience and accessibility. Traditional over-the-counter payment methods can be time-consuming and confusing, leaving us feeling overwhelmed and unsure about our investments. That’s why we’re excited to share with you this alternative way of paying your Pag-IBIG MP2 contributions.

By using Gcash, a mobile wallet that allows you to pay bills, transfer money, and even invest, you can now pay your MP2 contributions in just a few taps. We understand that the thought of managing your finances can be intimidating, but we aim to make the process engaging and easy to understand.

So if you’re an adult who wants to take control of your financial future, keep reading as we guide you through the step-by-step process of paying your MP2 contributions using Gcash. Get ready to learn, have fun, and secure your financial future without the hassle!

How to Pay Pag-IBIG MP2 Contribution in Gcash

  1. Go to GCash app and select Bills

2. Type Pag-IBIG and tap it.

3. Enter the amount, select MP2 Savings, account number, the period from and to, and email address.

4. Verify your payment.

5. You will receive a text and email confirmation from Gcash for successful payment transaction.

Categories
Adulting Finance

How to Pay Pag-IBIG Contribution in Gcash

Paying Pag-IBIG is now easy with Gcash.

You can now conveniently pay your contributions with just a few taps on your phone. This is a game-changer for everyone at any age you are and if prefer to do things digitally without leaving your house. We have different articles to guide you on how to pay your Pag-IBIG contributions in Gcash from contributions, house loans, and MP2 savings.

  1. Go to GCash app and choose Bills

2. Type Pag-IBIG and select it.

3. Enter the amount, select Members Contribution, account number, the period from and to, and email address.

4. Confirm your payment.

5. You will receive a text and email confirmation from Gcash for successful payment transaction.

Categories
Adulting Finance

How to Open MP2 Savings in Pag-IBIG

Are you looking to start building your savings? If so, have you heard about the Modified Pag-IBIG 2 (MP2) savings program of Pag-IBIG?

Members of the PAG-IBIG Fund have the option to voluntarily enroll in the MP2 PAGIBIG savings program. It’s available to all members who are registered with the PAG-IBIG Fund, and signing up for the MP2 program is required to participate.

Once you’re enrolled, you can invest any amount you choose, starting at a minimum of P500 per month. Over time, the PAG-IBIG Fund’s investment returns and your contributions will add up. You can earn higher interest than with a regular savings account, and your savings are government-guaranteed.

Here are the dividend rates for MP2 savings:

YearDividend Rate
20227.03%
20216.00%
20206.12%
20197.23%
20187.41%
20178.11%
20167.43%
20155.34%

Now that you have an overview of what the MP2 savings program is, let’s dive into the step-by-step process of opening an account:

  1. Go to the Pag-IBIG fund website and select Apply for MP2

2. Complete the MP2 Savings Enrollment:

  • Pag-IBIG MID No.
  • Last Name
  • First Name
  • Middle Name
  • Date of Birth

3. Enter the captcha and select submit.

4. You will need to input your desired monthly contribution amount into the corresponding field.

5. Select your preferred dividend payout frequency, mode of payment, and source of funds from the respective dropdown menus

6. Click on submit to complete the enrollment process.

7. You will receive a completed Modified Pag-IBIG II Enrollment Form that has your 12-digit MP2 account number.

8. Don’t forget to save it for future reference in your payments.

You can withdraw your savings after at least five years of continuous participation, but keep in mind that early withdrawals are subject to penalties. So, it’s best to withdraw only when necessary.

Congratulations! You have successfully opened an MP2 savings account with Pag-IBIG. We hope that this guide has helped you navigate the process of opening an MP2 savings account with ease.

Categories
Finance

How to Send Money from BPI Online to RD Pawnshop

Are you tired of traditional banking methods and looking for a more convenient and accessible way to send money? Look no further than RD Pawnshop, the go-to spot for quick and easy financial services. In this post, we’ll show you how to send money from BPI Online straight to RD Pawnshop, so you can skip the long lines and transaction fees of traditional banks. As we more values efficiency and convenience, it’s important to know all the options available to us. So, let’s get started and learn how to use technology to make our financial lives easier!

  1. Swipe up and select BPI to Cash on the BPI Mobile app or go to BPI to Cash website.
BPI Mobile app
BPI to Cash

2. Choose RD Pawnshop to be your cash pickup partner.

3. Enter the amount.

4. Enter the recipient’s Full Name and Phone Number.

5. Check the certification box and then click Next to confirm the information.

6. Enter your Email Address and Name.

7. Select Bank of the Philippines.

8. Enter your BPI Online login information.

9. Choose an account and enter the One-Time Password (OTP).

10. Get the the 13-digit BPI to Cash reference code that appears on the confirmation page and provide it to the recipient.

NOTE:

  • There will be a service cost of Php 99 for each send out.
  • Recipients may claim the funds one hour after the sender has completed the transaction successfully. Transactions completed after 4:00 p.m. can be claimed the following day.
  • The hours for claiming are 8:00 AM to 5:00 PM.

How to Receive Money from BPI to RD Pawnshop

  1. Please enter the 13-digit reference code (R+12-digit number) from the screen or email confirmation.
  2. Visit the nearest RD Pawnshop.
  3. Make it clear to the RD Pawnshop teller that the transaction is for ‘BPI to Cash.’
  4. Present a valid ID.
  5. If the funds are not released despite the foregoing, please contact Cebuana Lhuillier’s Customer Service Representatives:
  • Contact # (SMS/Viber): 032-416-1190, 09178261130, 09178355623, and 09178355623