Categories
Business Finance

List of Free Instapay Fees Philippines 2023

In the fast-paced digital landscape of the Philippines, online banking has become an integral part of our daily lives, revolutionizing the way we handle financial transactions. As the nation embraces the convenience of digital payments, services like Instapay and Pesonet have emerged as key players, enabling swift and hassle-free money transfers between individuals, businesses, and institutions.

In this comprehensive guide, we will give you a list of up-to-date as of November 2023 of the banks offering free Instapay service in the Philippines.

List of Free Instapay Fees

INSTAPAYFEESUNTIL
Bank of the Philippine Islands (BPI)FREEDecember 31, 2023
BanKo, A Subsidiary of BPIFREEDecember 31, 2023
CIMB Bank PhilippinesFREEDecember 31, 2023
GoTyme Bank CorporationFREEDecember 31, 2023
Land Bank of the PhilippinesFREEDecember 31, 2023
Maya Bank, Inc. (Business Deposit)FREEDecember 31, 2023
Metropolitan Bank and Trust Company (Metrobank)FREEDecember 31, 2023
Rural Bank of GuinobatanFREEDecember 31, 2023
SeaBank Philippines, Inc.FREEDecember 31, 2023
Tonik Digital Bank, Inc.FREEDecember 31, 2023
Categories
Business Finance

Comprehensive List of Free Instapay and Pesonet Fees in the Philippines (2023 Update)

In the fast-paced digital landscape of the Philippines, online banking has become an integral part of our daily lives, revolutionizing the way we handle financial transactions. As the nation embraces the convenience of digital payments, services like Instapay and Pesonet have emerged as key players, enabling swift and hassle-free money transfers between individuals, businesses, and institutions.

In this comprehensive guide, we will give you a list of up-to-date as of November 2023 of the banks offering free Instapay and Pesonet services in the Philippines.

List of Free Instapay and Pesonet Fees

INSTAPAYFEESUNTIL
Bank of the Philippine Islands (BPI)FREEDecember 31, 2023
BanKo, A Subsidiary of BPIFREEDecember 31, 2023
CIMB Bank PhilippinesFREEDecember 31, 2023
GoTyme Bank CorporationFREEDecember 31, 2023
Land Bank of the PhilippinesFREEDecember 31, 2023
Maya Bank, Inc. (Business Deposit)FREEDecember 31, 2023
Metropolitan Bank and Trust Company (Metrobank)FREEDecember 31, 2023
Rural Bank of GuinobatanFREEDecember 31, 2023
SeaBank Philippines, Inc.FREEDecember 31, 2023
Tonik Digital Bank, Inc.FREEDecember 31, 2023
PESONET FEES UNTIL
BanKo, A Subsidiary of BPIFREEDecember 31, 2023
Country Builder Bank, Inc.FREEDecember 31, 2023
CIMB Bank PhilippinesFREEDecember 31, 2023
East West Rural Bank, Inc.FREEDecember 31, 2023
GoTyme Bank CorporationFREEDecember 31, 2023
HSBC (retail clients)FREEDecember 31, 2023
HSBC Savings Bank (retail clients)FREEDecember 31, 2023
Land Bank of the PhilippinesFREEDecember 31, 2023
Maya Bank, Inc.FREEDecember 31, 2023
Paymongo Payments, Inc.FREEDecember 31, 2023
Philippine Business Bank, Inc.FREE
Rural Bank of GuinobatanFREEDecember 31, 2023
SeaBank Philippines, Inc.FREEDecember 31, 2023
Tonik Digital BankFREEDecember 31, 2023
Union Bank of the Philippines (retail clients)FREENovember 11, 2023
Categories
Legal Forms

Payment Agreement

Payment Agreement

[Date]

[Your Company Name]
[Address]
[City, State ZIP Code]
[Phone Number]
[Email]


[Client Name]
[Address]
[City, State ZIP Code]
[Phone Number]
[Email]

Dear [Client Name],

This payment agreement (the "Agreement") is made and entered into between [Your Company Name] ("Freelancer") and [Client Name] ("Client") effective as of [Date].

Payment Terms: Client agrees to pay Freelancer for the services described in the project agreement at the rate of [Rate] per hour. Payment is due [Payment Due Date] and should be made via [Payment Method]. The total project cost will be calculated based on the hours worked and expenses incurred.

Late Payment Fees: If payment is not made within [Number of Days] days of the due date, a late fee of [Late Fee Percentage]% will be applied to the outstanding balance.

Termination: Either party may terminate this Agreement at any time with written notice to the other party. In the event of termination, Freelancer will be paid for any work completed up to the date of termination.

Confidentiality: Freelancer will keep all confidential information of Client confidential and will not disclose it to any third party without Client's prior written consent.

Governing Law: This Agreement shall be governed by and construed in accordance with the laws of the State of [State], without giving effect to any choice of law or conflict of law provisions.

Please sign below to indicate your acceptance of this Agreement.

Sincerely,

[Your Name]
[Your Title]

[Client Signature] [Date]
Categories
Legal Forms

Client Questionnaire

Client Questionnaire

Dear [Client Name],

Thank you for considering me as your independent contractor. 

To better understand your needs and ensure that I can deliver the best possible service to you, I would appreciate it if you could take a few minutes to answer the following questions:

1. What is the nature of your business, and what services do you offer?
2. What specific services do you require from me as an independent contractor?
3. What is the timeline for the project, and what is the deadline for completion?
4. What is your budget for the project?
5. How will we communicate throughout the project, and what is your preferred method of communication (email, phone, video call, etc.)?
6. Who will be the point of contact for the project, and what is their availability?
7. What are the key deliverables and milestones for the project, and how will they be measured?
8. What is your process for reviewing and approving work?
9. Are there any specific tools, software, or resources that I will need to use to complete the project?
10. Do you have any additional questions or concerns that you would like me to address?

Thank you for taking the time to complete this questionnaire. Your answers will help me better understand your needs and provide the best possible service to you.

Best regards,

[Your Name]
Categories
Legal Forms

Independent Contractor Agreement

independent contractor Agreement

This Independent Contractor Agreement ("Agreement") is made and entered into as of [Date] by and between [Client's name and address] ("Client") and [insert contractor's name and address] ("Contractor"), collectively referred to as the "Parties".

Services
Contractor agrees to perform the services described in Exhibit A (the "Services") for Client. The Services shall be performed in a professional manner and in accordance with the specifications set forth in Exhibit A.

Compensation
Client shall pay Contractor for the Services performed by Contractor as set forth in Exhibit A. The Parties agree that Contractor shall not be entitled to any other compensation, including but not limited to, reimbursement of expenses, unless otherwise agreed upon in writing by Client.

Independent Contractor
Contractor is an independent contractor and not an employee of Client. Contractor shall have no authority to bind Client or to act as its agent, except as expressly provided in this Agreement. Contractor shall be solely responsible for all taxes, withholdings, and other similar payments with respect to the compensation received under this Agreement.

Confidentiality
Contractor agrees to maintain the confidentiality of all confidential information of Client, including but not limited to, trade secrets, customer lists, and other proprietary information. Contractor agrees to use such confidential information solely for the purpose of performing the Services under this Agreement.

Intellectual Property
All intellectual property rights arising from the Services performed by Contractor shall be the property of Client. Contractor agrees to assign, and hereby assigns, to Client all rights, title, and interest in and to any and all intellectual property rights arising from the Services performed by Contractor.

Termination
Either party may terminate this Agreement at any time upon written notice to the other party. In the event of termination, Client shall pay Contractor for all Services performed prior to the termination date.

Governing Law
This Agreement shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising under or in connection with this Agreement shall be resolved through arbitration in accordance with the rules of the Philippine Dispute Resolution Center, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

Timeframe
The timeframe for the performance of the Services shall be as set forth in Exhibit A. Contractor shall use its best efforts to complete the Services within the timeframe specified in Exhibit A. If Contractor determines that additional time is necessary to complete the Services, Contractor shall promptly notify Client of such need and the parties shall negotiate a reasonable extension of time.

Notices
All notices, requests, consents, and other communications under this Agreement shall be in writing and shall be delivered personally or sent by certified mail, return receipt requested, postage prepaid, or by email to the addresses set forth below:

If to Client:
[Insert Client's name and address]
[Insert Client's email address]

If to Contractor:
[Insert Contractor's name and address]
[Insert Contractor's email address]

Assignment
Contractor may not assign or delegate any of its rights or obligations under this Agreement without the prior written consent of Client. Any attempted assignment or delegation in violation of this provision shall be void.

Entire Agreement
This Agreement constitutes the entire agreement between the Parties and supersedes all prior negotiations, understandings, and agreements between the Parties with respect to the subject matter hereof.

IN WITNESS WHEREOF, the parties have executed this Agreement as of the date first above written.

CLIENT NAME: _______________________________ DATE: ______________

CONTRACTOR NAME: __________________________  DATE: ________________