Categories
Adulting

Is experience the best teacher?

Experience is often said to be the best teacher, and for good reason. The saying implies that through direct experience, one can gain valuable knowledge and skills that cannot be acquired through simply reading about or listening to others’ experiences.

When we experience something firsthand, we can appreciate depths and complexities of a situation better when we have direct experience, which is not available with secondhand information. Reading about how to swim, for example, is not the same as actually getting in the water and learning how to swim. Swimming’s bodily sensation and motions can only be properly comprehended by firsthand experience.

What can experience teach us?

It enables us to enhance our critical thinking and problem-solving capacities. When we face an issue or an obstacle, our prior experiences might help us approach and overcome it. We may learn from our mistakes via trial and error to help develop our decision-making abilities

It’s important to note, however, that experience alone is not always the best teacher. Sometimes, seeking guidance from experts or professionals can provide valuable insights and shortcut the learning process. Therefore, it’s a balance of both direct experience and guidance that leads to the best learning outcomes.

Furthermore, doing something permits us to apply what we’ve learnt in real – life conditions. Because of our previous experience, we will be better prepared to manage a similar situation in the future.

Categories
Life Hacks

Foodpanda Voucher and Promo Codes February 2023

Ladies and Gentlemen, gather round and feast your eyes on the most delectable deal of the month!

Your taste buds are in for a treat with the brand new Foodpanda voucher. No more bland meals, no more cooking, no more worrying about what to eat.

Just sit back, relax, and let the food come to you. Get ready to tantalize your taste buds with a world of flavor and enjoy savings like never before. So, are you ready to dig in?

Order here: Foodpanda

Categories
Finance Government

Latest Philhealth Contribution Table 2023

PhilHealth (Philippine Health Insurance Organization) is a government-owned and managed corporation tasked with making healthcare reasonable and accessible to all Filipino residents.

For the year 2023, the PhilHealth premium contribution rate shall remain at 4%. Pursuant to a memorandum issued by the Office of the President, the implementation of the new premium contribution rates and income ceiling for PhilHealth has been temporarily suspended as the Philippine population continues to face economic hardships resultant of the COVID-19 pandemic.

Here’s the Philhealth Contribution Table for 2023:

For Employed Members and Employers

For Self-Employed and Voluntary Members

For Kasambahay

For OFW

Source: Philhealth

Categories
Finance Government

Latest Pag-IBIG Contribution 2023

The Pag-IBIG Fund, commonly known as the Home Development Mutual Fund (HDMF), is a government-run savings program aimed at providing Filipinos with affordable homes and loans.

Pag-IBIG Contribution Table 2023

For Self-Employed

For Kasambahay

For Non-Working Spouse

For OFW Employers Subjected to HDMF

For OFW Employers Not Subjected to HDMF

Source: Pag-ibig Fund

Categories
Finance Life Hacks

How to Shop and Earn with Shopback

Shopback Philippines is a cashback service that allows customers to earn money when they buy from partner stores via the Shopback website or mobile app.

Shopback collaborates with a wide range of companies, including Shopee, Lazada, Foodpanda, Agoda, Zalora, SHEIN, Watsons, and many more. Customers may save money by receiving rewards on their purchases that can then be withdrawn as cash or you can use to make future purchases.

Simply follow these steps to shop and earn money with Shopback:

  1. Create a Shopback account by visiting their website or downloading their mobile app.
  2. Search through numerous merchants and select the one from whom you want to make a purchase and the cashback percentage will be shown.
  3. Click the “Shop Now” button and it will redirect you to the store’s website or app, where you can complete with your usual transaction.
  4. A portion of your purchase value will be credited to your Shopback account as cashback, and after confirmation by the merchant, it will be available for withdrawal.
  5. You can withdraw your earnings to your chosen bank account or e-wallet transfer for a minimum of P200.

Sign up now and earn P100 using our link.