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Your taste buds are in for a treat with the brand new Foodpanda voucher. No more bland meals, no more cooking, no more worrying about what to eat.
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PhilHealth (Philippine Health Insurance Organization) is a government-owned and managed corporation tasked with making healthcare reasonable and accessible to all Filipino residents.
For the year 2023, the PhilHealth premium contribution rate shall remain at 4%. Pursuant to a memorandum issued by the Office of the President, the implementation of the new premium contribution rates and income ceiling for PhilHealth has been temporarily suspended as the Philippine population continues to face economic hardships resultant of the COVID-19 pandemic.
Here’s the Philhealth Contribution Table for 2023:
For Employed Members and Employers
For Self-Employed and Voluntary Members
For Kasambahay
For OFW
Source: Philhealth
The Pag-IBIG Fund, commonly known as the Home Development Mutual Fund (HDMF), is a government-run savings program aimed at providing Filipinos with affordable homes and loans.
For Self-Employed
For Kasambahay
For Non-Working Spouse
For OFW Employers Subjected to HDMF
For OFW Employers Not Subjected to HDMF
Source: Pag-ibig Fund
Shopback Philippines is a cashback service that allows customers to earn money when they buy from partner stores via the Shopback website or mobile app.
Shopback collaborates with a wide range of companies, including Shopee, Lazada, Foodpanda, Agoda, Zalora, SHEIN, Watsons, and many more. Customers may save money by receiving rewards on their purchases that can then be withdrawn as cash or you can use to make future purchases.
Simply follow these steps to shop and earn money with Shopback:
Sign up now and earn P100 using our link.
From food delivery, online budols, travels, concerts, dining out, and unnecessary expenses. And you’re still thinking, where did my money go?
Image by gonghuimin468 via Pixabay
When our income rises, we often experience lifestyle inflation. We tend to spend more money on luxury things and services without even noticing it as our salaries rise. This can boost our living expenses while decreasing our savings.
When our pay raises, it’s simple to overspend on things we don’t truly need. We might start upgrading our cars, buying more costly clothes, and eating out more frequently. We may also begin to indulge in more expensive pastimes, such as golfing or traveling. All of these items can quickly mount up, and before we know it, our spending have surpassed our income.
We constantly compare ourselves to other people, which is one of the main causes of lifestyle inflation. It may be simple to feel as though we need to keep up with our friends and coworkers when we see them eating in fancy restaurants, posting their budols online, traveling frequently, and buying expensive vehicles, and latest gadgets. This may make us feel inadequate and convince ourselves that we must spend more money in order to fit in.
Well, lifestyle inflation can be a real problem when our salary gets higher. It’s important to be mindful of our spending habits, set clear financial goals, and strive to save a certain percentage of our salary each month to avoid it. By taking these steps, we can ensure that our income increases don’t lead to a decrease in our savings and a higher cost of living.